FI Money Infinite account | 2% in UPI/Debit Card spends

[iamankit]

Does anyone upgraded to Infinite account variant by maintaining 50k? Share your practical experience on benefits like 2% cashback and their acceptable merchant transactions for those cashbacks.

Account Plans & Benefits | Fi Money

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[neel]

how short was the mab and did you had to mail/raise a ticket with them? Also which month was this.

Last month

They just gave everyone I think

 

[messypenguin]

Coins to cash redemption for 50k available?

 

[SureShot]

Coins to cash redemption for 50k available?

not for this month, bad luck!

 

[Gau₹av]

No they're cheating as usual. Every month there's a new cheating. 3 months ago when they switched from direct cashback to coins, for the first month there was no "Convert to cash" option. Then last few months there was convert 50K coins to 1K cash option but I earned a little less than 50K because their "Projected" coins earned indicator has a bug. I accidentally did more than 3 x ₹1000 txns on a few days and it shows those as coins earned in the buggy indicator even if there's a daily capping on actual Fi coins earned. Now this time around when I finally earned 50K coins and am aware of the "Convert to cash" option, they have changed it to 4,00,000 coins for ₹8000 convert option. Every month since they moved to coins only, I've had to buy Amazon voucher instead with 90% Fi coins option. Cheaters

 

[BhaiyaJi]

No they're cheating as usual. Every month there's a new cheating. 3 months ago when they switched from direct cashback to coins, for the first month there was no "Convert to cash" option. Then last few months there was convert 50K coins to 1K cash option but I earned a little less than 50K because their "Projected" coins earned indicator has a bug. I accidentally did more than 3 x ₹1000 txns on a few days and it shows those as coins earned in the buggy indicator even if there's a daily capping on actual Fi coins earned. Now this time around when I finally earned 50K coins and am aware of the "Convert to cash" option, they have changed it to 4,00,000 coins for ₹8000 convert option. Every month since they moved to coins only, I've had to buy Amazon voucher instead with 90% Fi coins option. Cheaters

To be honest 1k per month is not sustainable for them.

 

[iamdhamo]

To be honest 1k per month is not sustainable for them.

Yeah that's what I too thought. How ever they are making us to have 1L at 3% interest and for extra 33000 they give the 3% as coins

If we have to keep as coins then it takes 8 months to claim so thats a bonus for them
When comparing to 1k per month

We cant wait cos they change tnc n hence we want to finish the coins asap due to devaluation effect

So we need to spend the coins in form to redeem which some what reduced cost at their side