FEDERAL BANK SCAPIA CREDIT CARD REJECTION AND ELEGIBLITY - JULY-2025

[anu29]

Hello Everyone .

Recently I have applied Federal bank scapia card and got rejected .

Few Important points to be considered before applying scapia card ---

1. Not more than 2+ enquiries in last 6 months .

2. There is no transparency in serviceable pin codes .


I am attaching few screenshots for reference .

 

[hellowo₹ld]

its upto them whether should give credit or not. at the end we're availing loan and they're risking their money on us.

try after 3 months.

 

[Rishabh]

Applied for Scapia card yesterday and it got approved within 5mins. Already holding Celesta card from Federal Bank since last 6 months, before that I was holding Rupay Signet variant which I got it closed due to poor limit.

 

[hellowo₹ld]

Applied for Scapia card yesterday and it got approved within 5mins. Already holding Celesta card from Federal Bank since last 6 months, before that I was holding Rupay Signet variant which I got it closed due to poor limit.

let me know .. will it be shared limit and cibil has new account for this?

 

[Rishabh]

let me know .. will it be shared limit and cibil has new account for this?

This has different limit from existing core credit card from Federal. And this Scapia card is not visible at all under Federal Mobile banking. CIBIL hit has happened yesterday though and I expect new account to be added as well under report for this new card since the credit limit is separately assigned,

 

[theflash]

Applied for Scapia card yesterday and it got approved within 5mins. Already holding Celesta card from Federal Bank since last 6 months, before that I was holding Rupay Signet variant which I got it closed due to poor limit.

I was rejected 🥲 I have visa signet and wave

 

[RajdeepMaity]

let me know .. will it be shared limit and cibil has new account for this?

Not shared limit and cibil will have a new account