Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[Strange]

When did you apply? For me cibil trigger message came the next day.

The day it was posted on this forum. I tried again but same no offers error and no cibil hit.

 

[evilz]

btw How did you register in fedmobile as it asks to enter debit card details and Federal doesn't have debit card details of Jupiter except Fi.

I opened a Fi account😂. You can go to nearest branch to get it as well. I took the easy way out.
This was the reply from customer care.

 

[Strange]

I opened a Fi account😂. You can go to nearest branch to get it as well. I took the easy way out.
This was the reply from customer care.

My friend registered in fedmobile using his Fi debit card details. I am still trying to figure out without no cibil hit they showed me no offers but my friends aplication got approved on the same pin code. 😂

 

[evilz]

My friend registered in fedmobile using his Fi debit card details. I am still trying to figure out without no cibil hit they showed me no offers but my friends aplication got approved on the same pin code. 😂

By any chance do you have a one card?

 

[Strange]

I opened a Fi account😂. You can go to nearest branch to get it as well. I took the easy way out.
This was the reply from customer care.

Btw instead opening a new account from branch, you should've opened fi account online.

By any chance do you have a one card?

Nope.

 

[evilz]

Btw instead opening a new account from branch, you should've opened fi account online.

I didn't visit branch. I opened Fi online and got 200 rs reward as well.

Nope.

Maybe try again after a week or so.

 

[Strange]

I didn't visit branch. I opened Fi online and got 200 rs reward as well.

What if they are doing soft enquiry at first and showed no offers due to multiple enquiries and in re-apply they are doing nothing?

 

[evilz]

What if they are doing soft enquiry at first and showed no offers due to multiple enquiries and in re-apply they are doing nothing?

It will be trial and error. No harm if they are not hitting bureau.

 

[Strange]

It will be trial and error. No harm if they are not hitting bureau.

At first they asked to enter PAN and DOB. In re-apply after entering otp, it shows no offers available.

 

[phagocyte536]

No offers for me either. I have 820+ CIBIL. But I have been on a card gathering spree due to all the LTF offers, lot of enquiries on my civil in last month

 

[evilz]

At first they asked to enter PAN and DOB. In re-apply after entering otp, it shows no offers available.

Maybe send an email and hope for positive reply.

 

[Strange]

No offers for me either. I have 820+ CIBIL. But I have been on a card gathering spree due to all the LTF offers, lot of enquiries on my civil in last month

Did they hit your CIBIL?

@D₹V What is the last date of this lifetime free offer?

 

[0xfallup]

Multiple enquiries profile are getting declined @Strange

 

[phagocyte536]

Did they hit your CIBIL?

No message yet. Tried 15mins back

 

[D₹V]

@D₹V What is the last date of this lifetime free offer?

No last date, this is limited time offer.

 

[Strange]

Multiple enquiries profile are getting declined @Strange

but how do they know without doing hard enquiry?

 

[0xfallup]

but how do they know without doing hard enquiry?

They did hard enquiry..alerts are getting updated late

 

[Strange]

They did hard enquiry..alerts are getting updated late

I have downloaded my CIBIL report from 3 different platforms in the last 2 weeks and there is no hard enquiry showing, done by Federal Bank.

 

[yaathran]

You mentioned that in your application to get this limit on Celesta?

It didn't ask anything. I just logged with mobile number and OTP. Asked for PAN Number and date of birth. That's all when I submitted it showed I am approved for Celesta with 10 Lakhs limit, I confirmed the address it shown at last page. That's all. I had one Federal, Fi, Jupiter account with them and all are closed not sure if it what was relevant.

 

[D₹V]

It didn't ask anything. I just logged with mobile number and OTP. Asked for PAN Number and date of birth. That's all when I submitted it showed I am approved for Celesta with 10 Lakhs limit, I confirmed the address it shown at last page. That's all. I had one Federal, Fi, Jupiter account with them and all are closed not sure if it what was relevant.

You were pre approved anyway 😉, that's why got instantly.