Cc_creditguy
TF Premier
Hi , guyz I just wanna to know about the family banking program.
1 : Today I visited icici bank for open account and I asked for wealth account, they are asking 10l initial funding but they do mentioned that you will face downgrade if you don't maintain TRV Criteria, and again I ask for digi saving account, ( 95k initial funding account) and then it's a ltf free zero balance account. And I ask for a family banking, they said family banking also possible , with the digi saving account is that really possible ?? if yes !! kindly enlight Me , can we avail family banking facility even it's a normal account like salary account or some low mab account, excluding HNI banking variant like , HDFC ( classic , prefered, imperia) . ICICI ( wealth) , idfc ( select wealth) , Axis ( burgundy) etc. If yes can you guyz tell me , how to avail to those banking programme, and kindly help Mee can I negotiate for ltf shappario card for me , not eligible via salary and institute, with 95k ip account in ICICI
2. Is there any charge in ICICI 95k ip account like sms , neft , debit card , if yes how can I void it ??
3. I'm holding a salary account in hdfc by mistake I got an money back card 🥲🥲 with 30k limit , and today I request them to upgrade to imperia programme (already in a preferred) , is this a good time that if I open a new account in hdfc can I ask for LTF INFINIA for my father or to my family members??
4. If I hold a Salary account , but I don't hold any hni banking programm can I open a bank account under family banking program if yes do I need to maintain 10k - 50k MAB ??
Thankyou for your patience guyz , your suggestions are welcome 🤗.
1 : Today I visited icici bank for open account and I asked for wealth account, they are asking 10l initial funding but they do mentioned that you will face downgrade if you don't maintain TRV Criteria, and again I ask for digi saving account, ( 95k initial funding account) and then it's a ltf free zero balance account. And I ask for a family banking, they said family banking also possible , with the digi saving account is that really possible ?? if yes !! kindly enlight Me , can we avail family banking facility even it's a normal account like salary account or some low mab account, excluding HNI banking variant like , HDFC ( classic , prefered, imperia) . ICICI ( wealth) , idfc ( select wealth) , Axis ( burgundy) etc. If yes can you guyz tell me , how to avail to those banking programme, and kindly help Mee can I negotiate for ltf shappario card for me , not eligible via salary and institute, with 95k ip account in ICICI
2. Is there any charge in ICICI 95k ip account like sms , neft , debit card , if yes how can I void it ??
3. I'm holding a salary account in hdfc by mistake I got an money back card 🥲🥲 with 30k limit , and today I request them to upgrade to imperia programme (already in a preferred) , is this a good time that if I open a new account in hdfc can I ask for LTF INFINIA for my father or to my family members??
4. If I hold a Salary account , but I don't hold any hni banking programm can I open a bank account under family banking program if yes do I need to maintain 10k - 50k MAB ??
Thankyou for your patience guyz , your suggestions are welcome 🤗.