Family bank facility

[Cc_creditguy]

Hi , guyz I just wanna to know about the family banking program.

1 : Today I visited icici bank for open account and I asked for wealth account, they are asking 10l initial funding but they do mentioned that you will face downgrade if you don't maintain TRV Criteria, and again I ask for digi saving account, ( 95k initial funding account) and then it's a ltf free zero balance account. And I ask for a family banking, they said family banking also possible , with the digi saving account is that really possible ?? if yes !! kindly enlight Me , can we avail family banking facility even it's a normal account like salary account or some low mab account, excluding HNI banking variant like , HDFC ( classic , prefered, imperia) . ICICI ( wealth) , idfc ( select wealth) , Axis ( burgundy) etc. If yes can you guyz tell me , how to avail to those banking programme, and kindly help Mee can I negotiate for ltf shappario card for me , not eligible via salary and institute, with 95k ip account in ICICI


2. Is there any charge in ICICI 95k ip account like sms , neft , debit card , if yes how can I void it ??


3. I'm holding a salary account in hdfc by mistake I got an money back card 🥲🥲 with 30k limit , and today I request them to upgrade to imperia programme (already in a preferred) , is this a good time that if I open a new account in hdfc can I ask for LTF INFINIA for my father or to my family members??

4. If I hold a Salary account , but I don't hold any hni banking programm can I open a bank account under family banking program if yes do I need to maintain 10k - 50k MAB ??


Thankyou for your patience guyz , your suggestions are welcome 🤗.

 

[Cc_creditguy]

Icici will give u nightmares 😂 with icici wm
Their expectations are out of World from their customer .
With Wealth management downgrade - u will realise its not worth the deal .
Idfc folks are not trained

Hdfc preferred - noice

So what r u looking in bank services which u unable to get till now

Bro can we disable sms charge and can if we don't need debit card can we ask bank to not issue a debit card if yes can we add via upi is there any other charges in ICICI Bank ??

 

[Vasuki]

Bro can we disable sms charge and can if we don't need debit card can we ask bank to not issue a debit card if yes can we add via upi is there any other charges in ICICI Bank ??

No even to approve sms alert change or close Fd or close rd ..
Request nominee change or even login First time in app ..
U need Their grid matix number written behind their Debit card for verification ( everytime)

But you don't have to pay 590 & get gemstone dc
You can get Rupay platinum dc from icici by calling them ( it would be FYf dc if u r previlgae & above customer) joining fees would be not levied)

 

[kshitij_0]

Do all icici accounts need to be in the same branch for grouping in Wealth account? If yes then, How to change branch in that case?

 

[Vasuki]

Do all icici accounts need to be in the same branch for grouping in Wealth account? If yes then, How to change branch in that case?

Online 😉.to any branch without any proof

 

[kshitij_0]

Online 😉.to any branch without any proof

Mera 2 baar reject hua hai. RM se punchha to usne bola ki balance maintain nahi hai primary account me. Aisa kuchh hota hai kya?

 

[Vasuki]

Mera 2 baar reject hua hai. RM se punchha to usne bola ki balance maintain nahi hai primary account me. Aisa kuchh hota hai kya?

No recent experience about wm but
2 -3 year ago I moved from branch from Bihar to kota and kota to bihar in months time ..
It happened smoothly.

Icici infrastructure ..no idea about now

 

[kshitij_0]

No recent experience about wm but
2 -3 year ago I moved from branch from Bihar to kota and kota to bihar in months time ..
It happened smoothly.

Icici infrastructure ..no idea about now

Twitter me maine complaint dala tha to waha se call aaya aur wo bola ki aapka account Titanium hai Wealth nahi
Ek aur complaint maine RM ko dala tha usne bola ki wo check karwaya service number se aur balance kam hai primary account me isliye nahi hua link

Mera account wealth hi hai abhi bhi black theme hai aur koi downgrade ka mail bhi nahi aaya.

 

[Vasuki]

Twitter me maine complaint dala tha to waha se call aaya aur wo bola ki aapka account Titanium hai Wealth nahi
Ek aur complaint maine RM ko dala tha usne bola ki wo check karwaya service number se aur balance kam hai primary account me isliye nahi hua link

Mera account wealth hi hai abhi bhi black theme hai aur koi downgrade ka mail bhi nahi aaya.

Vai .these Mfs are most confused soul on the Earth.
Earlier it showed previlage in my imobile but no rm. No emails of previlage banking

Now I have Rm & mails of previlage banking but no theme change in imobile 😂🤡🤡🤡