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Facing problem while redeeming HDFC debit card cashback points.

ssnthegenius

TF Select
Do anyone face problem while redeeming HDFC cashback points? I've trying to redeem Cashback points but it gives me error.
 

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But you did receive CB for HDFC CC payment on Payzapp, which comes under non-BBPS afaik??
Seems like PAYZAPP the way HDFC setup is the Culprit is what I can conclude, see below the details.


With that other Gateway thread i sahred from Vishesh, checking, now I am looking at my email where it said(as SMS gateway gets chopped)

this for HDFC DC to HDFCCC payment using PayzapP(March one)
1680796818866.png

Tried just now another sample payment of 100rs to pay AXIS CC using PayZapp+HDFC DC, there also it is marking it as nonB

1680796925426.png

Does that mean we are not going to get 1% at all if any Credit Card is paid using Payzapp is the BIG question?

@VISHESH_BANSAL - shed some lite here please
 
Same thing, I upgraded from times to platinum, when I go to net banking it says "VISA Classic Platinum Debit Card", apparently there's versions of platinum debit and millennia debit, classic and non classic. Am I still eligible for 1% through PayZapp?

View attachment 13600
Also in hdfc bill pay via netbanking, there's no option to select hdfc credit card, so is PayZapp the only way hdfc bills with HDFC DC? (other than mobiwick)
i think using NetBanking u wont be able to pay via debit card for HDFC CC
 
Seems like PAYZAPP the way HDFC setup is the Culprit is what I can conclude, see below the details.


With that other Gateway thread i sahred from Vishesh, checking, now I am looking at my email where it said(as SMS gateway gets chopped)

this for HDFC DC to HDFCCC payment using PayzapP(March one)
View attachment 13662

Tried just now another sample payment of 100rs to pay AXIS CC using PayZapp+HDFC DC, there also it is marking it as nonB

View attachment 13663

Does that mean we are not going to get 1% at all if any Credit Card is paid using Payzapp is the BIG question?

@VISHESH_BANSAL - shed some lite here please
As per My findings
PAYZAPP BILLDESK NON BBPS belongs to Insurance and MCC is 6300.

1% CB is applicable only on Utility Txns for EasyShop.

If hdfc is giving Cashback for Insurance txns , then may be due to technical glitch.
And may reverse it in future.

If HDFC can credit same Payment twice , then HDFC can credit Cashback for non eligible txns too.

Technical issues exist and get rectified

I have Sometimes received extra points on HDFC credit card and for some txns Points were not Credited at all. When I raised the complaint HDFC credited the missing points but after adjusting the extra points.

I have checked Product page of Platinum Card and found something interesting (Refer attached image)
May be that is why Payzapp CC Bill Payments via Platinum DC is giving 1% Cashback even when such txns are not Utility Txns
 

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Last edited:
As per My findings
PAYZAPP BILLDESK NON BBPS belongs to Insurance and MCC is 6300.

1% CB is applicable only on Utility Txns for EasyShop.

If hdfc is giving Cashback for Insurance txns , then may be due to technical glitch.
And may reverse it in future.
Your finding seem to be true. Last month, I paid Jio prepaid mobile recharge through new Payzapp linked HDFC credit card. I got the points under insurance. The statement reflects as Payzapp billdesk non bbps Mumbai.

I think this is the reason that rent transactions through redgiraffe comes under insurance when done through Payzapp.
 
Bro how to check points are credited under which category?
I don't know about other cards but DCB statement gives reward points for insurance, grocery all (wherever monthly capping is there) separately towards the end of statement. earlier rent too was there which was stopped now. All other transactions have points against them.
 
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