Eligibility Criteria for ICICI Emeralde Private Metal - Discussion

[Avinash.Mishra]

I have an emeralde plastic and I was approached by icici agent for upgrade. But now he has done a new credit card application instead of the upgrade of my current emeralde card and my emeralde private metal is approved. Should I proceed with it as a new application and close my current plastic emeralde card?

Yes take EPM and if you emerald PVC is LTF then keep it otherwise close it as soon as you get EPM

 

[abhiaj_geek]

Should I go ahead and take it?

Absolutely. No two thoughts about it

 

[Kabir_1112]

Is your plastic Emeralde LTF?

No, but charged on monthly basis. But for almost 18 months I've paid the monthly card fee 4 times max.

 

[Kabir_1112]

I would have taken it. Private metal is way way better than normal emrald in terms of rewards and benifits

I will check and go ahead with the same. Once I receive it, will inform.

 

[Kabir_1112]

Yes take EPM and if you emerald PVC is LTF then keep it otherwise close it as soon as you get EPM

OK, will do the same. Once I receive the new card will inform and close the current variant.

 

[satty]

Anyone knows when you get accelerated rewards on EMP iShop spend ?? .. I received base rewards in T+2 days.

 

[shashank08]

Anyone knows when you get accelerated rewards on EMP iShop spend ?? .. I received base rewards in T+2 days.

Usually reward points are credited 2-3 days after statement generation.
This contains both - base and accelerated.

It has been observed that iShop accelerated rewards take 7-8 days after spend date.
So if you have done transaction within 7-8 days of statement generation then you will get those accelerated rewards points in next statement..

 

[m4b]

View attachment 104454

Now the Sanction stage is in progress.

 

[m4b]

Now the Sanction stage is in progress.

💀 They just reduced my CL to match with Axis m4b. Sanction stage is still in progress.

 

[m4b]

💀 They just reduced my CL to match with Axis m4b. Sanction stage is still in progress.

Just got approved

Party at 6pm folks.

 

[Bodhi]

Just got approved

Party at 6pm folks.

C ongrats !

 

[Avinash.Mishra]

Just got approved

Party at 6pm folks.

Congratulations ! !

 

[Sid1094]

My wife now has icici epm on both networks!

 

[m4b]

My wife now has icici epm on both networks!
View attachment 105486

Ok now tell us the process for the AMEX variant. How did she get this?

 

[imdjay]

My wife now has icici epm on both networks!
View attachment 105486

And she will be charged for both separately.

 

[Avinash.Mishra]

My wife now has icici epm on both networks!
View attachment 105486

Is it dual variant like saphiro

 

[Sid1094]

Ok now tell us the process for the AMEX variant. How did she get this?

Is it dual variant like saphiro

Nothing complicated in this case. She already had an add-on card linked to my epm mastercard. She was eligible for one so she got herself an amex variant since ICICI was not ready to approve another mastercard in her name.

 

[Sid1094]

And she will be charged for both separately.

Ofcourse! Double fees and double benefits

 

[Bodhi]

Nothing complicated in this case. She already had an add-on card linked to my epm mastercard. She was eligible for one so she got herself an amex variant since ICICI was not ready to approve another mastercard in her name.

Nice combo!

For both of you 👍🏻