Eligibility Criteria for ICICI Emeralde Private Metal - Discussion

[techstrom007]

It’s there while applying. Saw it two options (Amex and MC)

any benefit on amex ?

 

[squarepizza]

any benefit on amex ?

Amex specific offers and lounge access

 

[BVCBVC is verified member.]

any benefit on amex ?

As of now nothing solid and didn't take risk of taking Amex Variant due to acceptance issues.

 

[kvndsz512]

Since your EPM was card upgrade. I hope you got EPM with increased CL as they mostly give more limit in EPM than their other card.

same limit 10L :/

 

[Dobbiee]

This I also agree. Have been hearing that add-on would be of same network.
But still no harm in trying. Maybe technologies have changed now to handle such situation.

@theXfactor
Hopefuly it should not be that level of stupidity with wealth customer care.

@BVC
Got call from the executive. They were looking for my application of EPM. Clarified them that it was an upgrade from Apay to EPM. No application was filled.
Now he is sending the request of network change to back-end team. Have made him mention in the request that the add-on card would remain on Mastercard network. Lets see what would be the reply of back-end team. It could take a couple of days.

@SSV
After internal discussions, the RM has come back with proposal to cancel current EPM Mastercard and issue a fresh card on American Express network.
You were right, its too much of risk on loosing out the card completely. Also they have said 'NO' to issue American Express as main card and Master card as add-on to wife. The main and add-on card would remain same network.

Not proceeding with it.

 

[Nishan11]

@SSV
After internal discussions, the RM has come back with proposal to cancel current EPM Mastercard and issue a fresh card on American Express network.
You were right, its too much of risk on loosing out the card completely. Also they have said 'NO' to issue American Express as main card and Master card as add-on to wife. The main and add-on card would remain same network.

Not proceeding with it.

Bilkul bhi risk nahi lena ka 😂

 

[Prem03]

Bilkul bhi risk nahi lena ka 😂

Sahi baat. Lalach buri bala hai

 

[theXfactor]

@SSV
After internal discussions, the RM has come back with proposal to cancel current EPM Mastercard and issue a fresh card on American Express network.
You were right, its too much of risk on loosing out the card completely. Also they have said 'NO' to issue American Express as main card and Master card as add-on to wife. The main and add-on card would remain same network.

Not proceeding with it.

Bro, why Amex over MC?

 

[Dobbiee]

Bro, why Amex over MC?

Not needed. Was only trying.
Time pass. 😎

 

[theXfactor]

Not needed. Was only trying.
Time pass. 😎

Fir theek hai. 😃

 

[Bodhi]

Bro, why Amex over MC?

Not sure about EMP but Emeralde plastic Amex has some features/benefits which are better than Visa and Master variant.

 

[theXfactor]

Not sure about EMP but Emeralde plastic Amex has some features/benefits which are better than Visa and Master variant.

Can you list down a few?

 

[Bodhi]

Can you list down a few?

Birthday voucher worth Rs 5000 is offered on Amex variant and not on any other variant.
You may be able to find others on the website.

 

[R_A_J]

Birthday voucher worth Rs 5000 is offered on Amex variant and not on any other variant.
You may be able to find others on the website.

I believe that's a lollypop given to lure customers to take Amex variant....... otherwise it would have been offered to all the network customers! Although it's a good one.....but may hinder usage of the card at many venues/places.

 

[abhiaj_geek]

Got an important find to share.

I made a txn of 63000 on ishop and received 9450 acc pts + 1890 normal pts on it, as I should have.

So daily cap of 10k is indeed on acc pts alone (5x part) and not total points (6x). Same behaviour as hdfc cards.

While intuitive, I say it is important because I called ishop customer care a bunch of times about this. And each time they mentioned I wouldn’t get the full 6x because of daily capping.

 

[abhiaj_geek]

Got an important find to share.

I made a txn of 63000 on ishop and received 9450 acc pts + 1890 normal pts on it, as I should have.

So daily cap of 10k is indeed on acc pts alone (5x part) and not total points (6x). Same behaviour as hdfc cards.

While intuitive, I say it is important because I called ishop customer care a bunch of times about this. And each time they mentioned I wouldn’t get the full 6x because of daily capping.

Now we have to verify if the accelerated pts monthly cap is 18k or 21k.