Earning of Rs.4.65 Lakhs in a year using cards from Tax payment alone

[Z_S]

This space is too small to cover a vast subject like equity. All I can say is making money consistently from equities is very tough. Apart from sound knowledge and good reasoning skill, it requires a lot of discipline & emotional detachment from profit/loss. Many investors struggle because they react both to profit & loss, leading to the market overreacting in both directions. You can make a lot of money if you just play these market extremes (easier said than done)

Just for knowledge purposes, you do full time just equity or sometimes even Future as well?

 

[big_bull]

I have one query -
On AIF level
On personal level
How's H1FY25, Investment doing now.

Currently, we are in H1FY26, in-line with the broader market, investments are not doing well. This is natural in the market; 90% of the gain comes in 10% of time. In many years, portfolio underperforms but just few years of outperformance covers multi-year underperformance. The key is to stay in the game, just like test match; if you can bat one whole day, automatically you will hit century (read that one day as one decades & century as 1cr+ in stock market context)

 

[hender]

Currently, we are in H1FY26, in-line with the broader market, investments are not doing well. This is natural in the market; 90% of the gain comes in 10% of time. In many years, portfolio underperforms but just few years of outperformance covers multi-year underperformance. The key is to stay in the game, just like test match; if you can bat one whole day, automatically you will hit century (read that one day as one decades & century as 1cr+ in stock market context)

Thanks for sharing your thoughts.

 

[cardio_guycardio_guy is verified member.]

Congratulations. Great post and as you said, I am inspired by what you have achieved.
In majority of the cases, banks just squeeze money from customers. and it is very rare to see us getting something back from their sides - whether through credit cards or debit cards. Whatever the case maybe, you have demonstrated an excellent use case of how we can achieve good benefits from cards and banks. Your amount is 68L, someone else's amount amaybe 6.8L or 68k. whatever the case maybe, this post gives me a seed for thought and a beautiful inspiration to live life to the fullest. Like you told it is not those 1-2% rewards, but better sharpen our own skills to earn more. That is the real wealth in life. Thanks for the post.