I am thinking of applying for Diners Club Black Card, but I had one doubt before applying for the card. From 2020, we have to pay 30% of the amount by Card and rest 70% can be paid by points.
So, my question is how are points adjusted. For example, if the flight is for 10000, then I have to pay 3000 right now and 7000 will be paid by points. But, do I earn points on whole of 10000, or just 3000?
In my IDFC card, the points are adjusted later. So, I have to pay 10000 today, and in 2 days, 7000 worth points are credited to my statement. That way I earn on whole 10000 and not on 3000.
Otherwise, in Diners Black, I'm losing out points worth 1166 while booking, which is a bad deal.
So, my question is how are points adjusted. For example, if the flight is for 10000, then I have to pay 3000 right now and 7000 will be paid by points. But, do I earn points on whole of 10000, or just 3000?
In my IDFC card, the points are adjusted later. So, I have to pay 10000 today, and in 2 days, 7000 worth points are credited to my statement. That way I earn on whole 10000 and not on 3000.
Otherwise, in Diners Black, I'm losing out points worth 1166 while booking, which is a bad deal.