Hi. I’m currently using HDFC Diners Club Privilege LTF, with credit limit of 11 lakhs and past 6 months spend of 9+ lakhs. I’m confused between getting a DCBM or Infinia. I feel I can easily get 8L spend in a year, but incase I don’t, I’m not comfortable that DCBM renewal fee is not transferred as reward points. But the quarterly milestone in DCBM seems very attractive. I’ve checked in smartbuy now that DCBM and Infinia have almost the same 5x reward points. Has something changed now from the 3x rewards in DCBM? If I can ask for Infinia Plastic, will that request be taken? Because Infinia Plastic has 8L waiver limit, and 10k renewal fee, which can be used again as rewards. Anyone recently got a Infinia Plastic from an upgrade?
