contact your bank, ask them to transfer your FD money to your different bank account at maturity.
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Cybercrime in Banking: Protecting the Public or Punishing the Innocent?
- Thread starter TechnoFino
- Start date
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- Replies 35
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- banking
Oh, is this possible? Can we transfer the FD money to a different bank account at maturity? I didn't know that. Thank you!!
Yes, you can... bank account and FD account are two different things, can be managed separately.
I am a P2P merchant and my Unity bank completely frozen with 182000 rs and hdfc with 120~k is completely frozen(not frozen it is liened but account access is blocked) and a chain starts. I got money in unity bank ,police from sikandra told 9200 rupees return to that victim . When I said I sold the goods,he forgot his duty and said "that's your problem and not mine" I just sent that 9200 to that person .that police said they will send mail to unfreeze .
*Important* I don't know these things are happening around ,so I did p2p much much for a month .
Then hdfc is having like 5 or 6 acknowledgement numbers
I received in both Unity and hdfc and sent to my father's account in axis . It is also liened of that 9200 .
DBS received mail of 632 rs or something when I feared and even cried out of fear that they will catch me .
After asking the unity bank to unfreeze stating rbi guidelines of indefenite holding master guidelines which states that if no fir or Chargesheet is filed,bank should not hold for more than 15 days . So I requested a lot as I did by taking a loan from my father,brother and jumbo . I had semester exams start when all these issues start . So in fear only insend 9200 as that police said .
Today complained to rbi.can I get back?I even paid tax of 10000 before these issues occur
*Important* I don't know these things are happening around ,so I did p2p much much for a month .
Then hdfc is having like 5 or 6 acknowledgement numbers
I received in both Unity and hdfc and sent to my father's account in axis . It is also liened of that 9200 .
DBS received mail of 632 rs or something when I feared and even cried out of fear that they will catch me .
After asking the unity bank to unfreeze stating rbi guidelines of indefenite holding master guidelines which states that if no fir or Chargesheet is filed,bank should not hold for more than 15 days . So I requested a lot as I did by taking a loan from my father,brother and jumbo . I had semester exams start when all these issues start . So in fear only insend 9200 as that police said .
Today complained to rbi.can I get back?I even paid tax of 10000 before these issues occur
EnthuCC
TF Premier
Your comment is good example why businesses in India don't succeed!
Yes,it's paving way for graveyard for any small businesses who are striving. This system only grows the grown . In my college for my friends CFIS,they just sent every question paper even for semester exam . When I searched,CFIS can become Cyber police who are causing trouble for innocents .
akiratoriyama
TF Premier
India is a hell for smaller businesses. Legal and tax terrorism on one side and illegal hafta vasooli on the other.
New update is ,now on hold is alone more than 5 lakhs rupees . For unitybank ,i cantacted the police to the same number ,they replied stating that they had taken action already for unfreezing . But he says it might be freezed for other cybercrime issue from another station. I am keep on getting hold hold hold hold messages and mails from banks . I really was not aware of these things would happen . Don't know what to do . Others polices are not even responding through email and WhatsApp . When I call,they are cutting if I speak in English. In this ,I am fully afraid now whether this will become big issue for me . Cause from many traces are coming to my account. Still non of my upi, account number is in mentioned is suspected . No letter from police ,no direct contact from police .
EnthuCC
TF Premier
You shall seek legal help.
Will do it surely if RBI leave my hands
theflyingshadow
TF Neo
We need a payment system where sending money to someone will require approval from the recipient. E.g. in the Interac payment system in Canada, the recipient needs to enter a security phrase set by the sender to receive the payment.
That's not possible for merchants/vendors though, especially in the offline business. A shopkeeper can't keep on telling security phrases.
Bu
t it also won't identify whether they are fraudulent funds
Cybercrime is a joke in India. We have the technology, the network, and fairly clear and effective laws. But the system and the officials are often too incompetent and unresponsive. They create or interpret their own rules and operate in a completely unstructured manner. Logic and common sense are rarely seen. I’ve experienced this firsthand on multiple occasions.
Recently, a friend of mine was affected by a cyber fraud involving around ₹1 crore. He lives abroad, but both the victim and the beneficiary accounts are Indian. Shockingly, the cybercrime unit refused to even accept a complaint. The issue is still ongoing.
In another instance, a friend’s mobile phone was stolen and used to transfer money—he had enabled autofill for bank logins in mobile. When he approached the police, they asked for the box of the purchased mobile phone as proof of ownership before registering a complaint. He had to escalate the matter to very senior levels just to get an FIR filed.
We can't expect logic or common sense from most people in these departments. That said, there are a few good officers - but they are rare to come by.
Recently, a friend of mine was affected by a cyber fraud involving around ₹1 crore. He lives abroad, but both the victim and the beneficiary accounts are Indian. Shockingly, the cybercrime unit refused to even accept a complaint. The issue is still ongoing.
In another instance, a friend’s mobile phone was stolen and used to transfer money—he had enabled autofill for bank logins in mobile. When he approached the police, they asked for the box of the purchased mobile phone as proof of ownership before registering a complaint. He had to escalate the matter to very senior levels just to get an FIR filed.
We can't expect logic or common sense from most people in these departments. That said, there are a few good officers - but they are rare to come by.
Yes, the bank staff should be held RESPONSIBLE for your loss, because they're the executors who punish you at the end of the line. The final cold blooded killers.
mnh007786
TF Buzz
My 3200 amount hold because of cyber crime report from Ahmedabad. I received money 7500 on 26 January 2025 via phonepe of my travel agency related service from. Customer. So now cyber crime Ahmedabad hold 2 transaction in this amount one 2000 second 1250 from i received on 26 January 2025.
I received this in my personal hdfc account and living in Rajasthan and layer 8th in cyber crime report. So how can I get NOC from cyber crime so remove hold in my amount.
Please advise on the steps I should take to resolve this matter,
The procedure to submit necessary documents, such as identity proofs, bank statements, and evidence of the legitimate transactions, to prove the authenticity of the funds.
Whether I need to visit the Ahmedabad Cyber Crime Cell in person or if I can coordinate remotely from Rajasthan, possibly through a local cybercrime cell or a legal representative.
Any specific format or requirements for drafting an email or application to the Cyber Crime Cell to request the NOC.
The expected timeline for the resolution and release of the held funds.I have already contacted my HDFC Bank branch, but they informed me that the hold was imposed by the Cyber Crime Cell, and they are unable to assist further without an NOC.
I received this in my personal hdfc account and living in Rajasthan and layer 8th in cyber crime report. So how can I get NOC from cyber crime so remove hold in my amount.
Please advise on the steps I should take to resolve this matter,
The procedure to submit necessary documents, such as identity proofs, bank statements, and evidence of the legitimate transactions, to prove the authenticity of the funds.
Whether I need to visit the Ahmedabad Cyber Crime Cell in person or if I can coordinate remotely from Rajasthan, possibly through a local cybercrime cell or a legal representative.
Any specific format or requirements for drafting an email or application to the Cyber Crime Cell to request the NOC.
The expected timeline for the resolution and release of the held funds.I have already contacted my HDFC Bank branch, but they informed me that the hold was imposed by the Cyber Crime Cell, and they are unable to assist further without an NOC.