contact your bank, ask them to transfer your FD money to your different bank account at maturity.
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Cybercrime in Banking: Protecting the Public or Punishing the Innocent?
- Thread starter TechnoFino
- Start date
- Featured
- Replies 33
- Views 2K
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- banking
Oh, is this possible? Can we transfer the FD money to a different bank account at maturity? I didn't know that. Thank you!!
Yes, you can... bank account and FD account are two different things, can be managed separately.
I am a P2P merchant and my Unity bank completely frozen with 182000 rs and hdfc with 120~k is completely frozen(not frozen it is liened but account access is blocked) and a chain starts. I got money in unity bank ,police from sikandra told 9200 rupees return to that victim . When I said I sold the goods,he forgot his duty and said "that's your problem and not mine" I just sent that 9200 to that person .that police said they will send mail to unfreeze .
*Important* I don't know these things are happening around ,so I did p2p much much for a month .
Then hdfc is having like 5 or 6 acknowledgement numbers
I received in both Unity and hdfc and sent to my father's account in axis . It is also liened of that 9200 .
DBS received mail of 632 rs or something when I feared and even cried out of fear that they will catch me .
After asking the unity bank to unfreeze stating rbi guidelines of indefenite holding master guidelines which states that if no fir or Chargesheet is filed,bank should not hold for more than 15 days . So I requested a lot as I did by taking a loan from my father,brother and jumbo . I had semester exams start when all these issues start . So in fear only insend 9200 as that police said .
Today complained to rbi.can I get back?I even paid tax of 10000 before these issues occur
*Important* I don't know these things are happening around ,so I did p2p much much for a month .
Then hdfc is having like 5 or 6 acknowledgement numbers
I received in both Unity and hdfc and sent to my father's account in axis . It is also liened of that 9200 .
DBS received mail of 632 rs or something when I feared and even cried out of fear that they will catch me .
After asking the unity bank to unfreeze stating rbi guidelines of indefenite holding master guidelines which states that if no fir or Chargesheet is filed,bank should not hold for more than 15 days . So I requested a lot as I did by taking a loan from my father,brother and jumbo . I had semester exams start when all these issues start . So in fear only insend 9200 as that police said .
Today complained to rbi.can I get back?I even paid tax of 10000 before these issues occur
EnthuCC
TF Premier
Your comment is good example why businesses in India don't succeed!
Yes,it's paving way for graveyard for any small businesses who are striving. This system only grows the grown . In my college for my friends CFIS,they just sent every question paper even for semester exam . When I searched,CFIS can become Cyber police who are causing trouble for innocents .
akiratoriyama
TF Premier
India is a hell for smaller businesses. Legal and tax terrorism on one side and illegal hafta vasooli on the other.
New update is ,now on hold is alone more than 5 lakhs rupees . For unitybank ,i cantacted the police to the same number ,they replied stating that they had taken action already for unfreezing . But he says it might be freezed for other cybercrime issue from another station. I am keep on getting hold hold hold hold messages and mails from banks . I really was not aware of these things would happen . Don't know what to do . Others polices are not even responding through email and WhatsApp . When I call,they are cutting if I speak in English. In this ,I am fully afraid now whether this will become big issue for me . Cause from many traces are coming to my account. Still non of my upi, account number is in mentioned is suspected . No letter from police ,no direct contact from police .
EnthuCC
TF Premier
You shall seek legal help.
Will do it surely if RBI leave my hands
theflyingshadow
TF Neo
We need a payment system where sending money to someone will require approval from the recipient. E.g. in the Interac payment system in Canada, the recipient needs to enter a security phrase set by the sender to receive the payment.
That's not possible for merchants/vendors though, especially in the offline business. A shopkeeper can't keep on telling security phrases.
Bu
t it also won't identify whether they are fraudulent funds
Cybercrime is a joke in India. We have the technology, the network, and fairly clear and effective laws. But the system and the officials are often too incompetent and unresponsive. They create or interpret their own rules and operate in a completely unstructured manner. Logic and common sense are rarely seen. I’ve experienced this firsthand on multiple occasions.
Recently, a friend of mine was affected by a cyber fraud involving around ₹1 crore. He lives abroad, but both the victim and the beneficiary accounts are Indian. Shockingly, the cybercrime unit refused to even accept a complaint. The issue is still ongoing.
In another instance, a friend’s mobile phone was stolen and used to transfer money—he had enabled autofill for bank logins in mobile. When he approached the police, they asked for the box of the purchased mobile phone as proof of ownership before registering a complaint. He had to escalate the matter to very senior levels just to get an FIR filed.
We can't expect logic or common sense from most people in these departments. That said, there are a few good officers - but they are rare to come by.
Recently, a friend of mine was affected by a cyber fraud involving around ₹1 crore. He lives abroad, but both the victim and the beneficiary accounts are Indian. Shockingly, the cybercrime unit refused to even accept a complaint. The issue is still ongoing.
In another instance, a friend’s mobile phone was stolen and used to transfer money—he had enabled autofill for bank logins in mobile. When he approached the police, they asked for the box of the purchased mobile phone as proof of ownership before registering a complaint. He had to escalate the matter to very senior levels just to get an FIR filed.
We can't expect logic or common sense from most people in these departments. That said, there are a few good officers - but they are rare to come by.