Credit Card Limit Increase Suggestions

[Gowthamakumar]

Good Day Seniors
Myself Gowthamakumar i am a marine engineer with nri status earning 3000USD/MONTH. i have few credit cards but i am unable to increase their credit limit. kindly assist me to increase the credit limit. My cibil as of today 773 with no loans but guarantor for my fathers home loan. My payslip are given in USD. My credit card and their limit as follows.

HDFC BUSINESS MONEYBACK: 94000
HDFC RUPAY CARD: LIMIT SHARED WITH MONEYBACK.
SBI PULSE: 52000
SBI CASHBACK: 100000(LIMIT SHARED WITH PULSE)
FLIPKART AXIS: 78000
FEDERAL SCAPIA: 76000
Tried applying for amazon pay card and icici other cards but rejected. have 2 years savings account in icici with no preapproved cards.
RECEIVED IDFC FIRST MILLENIA CARD TODAY WITH 1,14,000 BUT NO IDEA TO ACTIVATE IT PLANNING TO CLOSE IT.

 

[HumorSimpson]

@SSV . .

 

[Gowthamakumar]

Need to increase limit for sbi and scapia.

 

[SSV]

@SSV . .

 

[praful47]

Need to increase limit for sbi and scapia.

Sbi cashback you have 1lakh limit , don't expect more ...

Scapia you can email and send your payslips

 

[Gowthamakumar]

Sbi cashback you have 1lakh limit , don't expect more ...

Scapia you can email and send your payslips

Yes but the problem is that my payslips are in USD. Nri cannot get credit cards in india. if i proceed with that payslips there might be chances of cancelling my card thats why i am asking your suggestions.

 

[praful47]

@BVC @Vasuki
@varun__goel_

 

[Nishan11]

Need to increase limit for sbi and scapia.

If you have non-nri bank account in india with any bank, you can try anumati route through SBI card app or website for limit enhancement. If you have good balance, they may increase your credit card limit.

Nothing can be done about Scapia as you can't provide income documents.

Other way is take card on your dad account if possible & if he gets good credit limit, you can take add on card on your name. If they don't provide good credit limit to your dad, just close the card.

 

[Gowthamakumar]

If you have non-nri bank account in india with any bank, you can try anumati route through SBI card app or website for limit enhancement. If you have good balance, they may increase your credit card limit.

Nothing can be done about Scapia as you can't provide income documents.

Other way is take card on your dad account if possible & if he gets good credit limit, you can take add on card on your name. If they don't provide good credit limit to your dad, just close the card.

Thank you for your valuable input.

 

[wanderer0]

Keep an eye on this thread:

W

Thread 'Credit Limit Enhancement wiki'

Today at 12:04 PM

Hi Guys. I keep seeing lots of posts asking how to apply for limit increase for various cards so I'm making this wiki post. I will try to keep it up to date whenever possible. This is my first contribution to the forum and feedback is welcome.

I'll start with simplest official method and then add any manual methods or tricks based on suggestions. Will also mention where to look for pre-approved limit enhancement offer if you already have it and frequency of getting limit enhancement by applying with official methods.
Let's do it.

• ICICI Bank
  • How to apply...

• wanderer0
• banks credit limit credit limit increase limit limit enhancement limit increase wiki
• Replies: 4
• Forum: Credit Card - General

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