Credit card for international spends

[anirban.choudhury]

Good day everyone

I will be travelling to Dubai next week for a week , and I was thinking to use my credit cards this time , for my international trips I have been using niyo global cards previously but thinking to give credit cards this time . Suggestions are welcomed on which of my cards should I be using more. Below is my card portfolio

To be mostly used in retails shops in Dubai shopping festival

IDFC Select
Kotak Zen Signature
Axis Magnus ( Monthly milestone already done )
IndusInd Legend
ICICI Sapphiro
Axis Select
Axis FK
Amazon pay
Sbi Prime
Bob Eterna
ICICI MMT Signature
Amex Gold charge
PNB Rupay Select
Citi rewards
HSBC platinum
Stan C Manhattan
Rbl shoprite

 

[vignesh30]

I have used amex mrcc for my int trip. Compared with sbi simply click mrcc had the lowest conversion rate. Lesser than the thomascook travel card.

 

[anirban.choudhury]

I have used amex mrcc for my int trip. Compared with sbi simply click mrcc had the lowest conversion rate. Lesser than the thomascook travel card.

But Amex has a 3.5% forex markup

 

[vignesh30]

But Amex has a 3.5% forex markup

Checkout my statement. Swiped for 6588 thai Bhatt, charged 14785, conversation rates comes at 2.26. My Thomas Cook card was at 2.35. There is no markup..

 

[anirban.choudhury]

As per my knowledge Markup charges are deducted within 60 days of transaction . There should be a markup of 3.5% + gst

 

[vignesh30]

As per my knowledge Markup charges are deducted within 60 days of transaction . There should be a markup of 3.5% + gst

OMG, Thanks for the information.. haven't got the charges yet.

 

[anirban.choudhury]

OMG, Thanks for the information.. haven't got the charges yet.

You can check the charges at the other service charges block in below link

https://www.americanexpress.com/content/dam/amex/in/legal-disclosures/Schedule-of-Fee-and-Charges.pdf?inav=in_sitefooter_top_links_schedule_of_fees_and_charges

 

[moneyMaker]

What is the best card for international transactions? Like If the card is used to buy something that is x USD digitally? I heard onecard has one of the lowest markups there is? (1%)

 

[coolarny]

RBL world safari has zero forex markup.