CIBIL Hit without Apply LnT Finance

[stech18]

Hi Team,
Today I noticed my CIBIL dropped by 8 points and I can see a CIBIL hit by consumer loan without even me applying. I don’t know what’s happening. Also noticed I have received an SMS about it earlier.

Please guide how shall I escalate and how do I remove the enquiry.

I don’t even know what is CLEAG_SQUARE_YARDS

 

[stech18]

anyone got success to remove the enquiry?

 

[vissu295]

anyone got success to remove the enquiry?

I escalated to next level within LTFS and asked for proof of myself requesting for it; instead of directly going to RBI ombudsman, as someone didn't get favorable response through that channel. They called me to repeat same thing that we already confirmed you requested it, without even reading what I was asking. After I told them that I need a proof such as OTP, Signature, IVR etc. they said they will check further. I have a feeling that I am just wasting my time following up.

 

[anmis]

Hi Friends, Even I have received same SMS and enquiry of Consumer Loan has been entered on my CIBIL report on 17th February, 2024. We need to collectively take steps and I am taking MD of L&T Finaance - Sudipta Roy head on and would not spare them at any cost. Let's collectively fight on social media and shame this MD on every platform, links of the Fraud MD's profile

X Account : https://twitter.com/Sudipta_Roy
LinkedIn Account : https://www.linkedin.com/in/sudiptaroy/

His email id should be one of these : Bombard him with your email with all of your choice words. Let's not tolerate this FRAUD on you at any cost.

sudipta.roy@ltfs.com
sudiptaroy@ltfs.com



Let's bombard these emails with your email and do not share any of your personal documents (KYC Documents). Do not listen any of their argument and give FRAUD company LnT Finance a befitting reply.

Customer care : customercare@ltfs.com
Vinod Vardhan, Grivience Redressal Officer : gro@ltfs.com
Amit Dimri : Prinicpal Nodal Officer : pno@ltfs.com

Complain here as well and they will piss in pants.
RBI Nodal Office link : https://cms.rbi.org.in/

Let's fight for right and once I did with another bank and they had to take steps.

Today they called me and I relieved myself completely and would not let LNTFS sleep peacefully. They will call me again tomorrow.

 

[vissu295]

Update : got a call from them mentioning as a goodwill gesture they are removing the entry. I asked them about the compa y that shared the details. She told they are checking or investigating with partner and not able to provide information outside.

 

[MayankBamboria]

Received the same sms today and cibil enquiry sms, for interest in personal loan from Cleag_urban_money with L&T Finance.

Not sure L&T Finance is responsible or this Urban Money. But again how can they process without taking concent via OTP/call.

RBI should take some strict measures against these.