Cheapest Rupay Platinum Debit card to avail 20% off on balance load(Friday Offer)

[Lakshya Mahani]

I have been searching the cheapest rupay platinum debit card but unable to find. If anyone have some information, then please let me know.

 

[prc1990]

I have been searching the cheapest rupay debit card but unable to find. If anyone have some information, then please let me know.

1. NSDL Payment Bank zero balance account with virtual RP DC (free)

2. Next is BoB (Advantage savings account, can be opened online) with virtual RP DC (free) with max 2K QAB. If you apply for physical RP DC, most probably you will get card with card number different than the virtual DC (250+GST). Meaning two different RP DCs for a single account

3. Next is AU Zero balance account with 149+GST for the RP DC

 

[Lakshya Mahani]

1. NSDL Payment Bank zero balance account with virtual RP DC (free)

2. Next is BoB (Advantage savings account, can be opened online) with virtual RP DC (free) with max 2K QAB. If you apply for physical RP DC, most probably you will get card with card number different than the virtual DC (250+GST). Meaning two different RP DCs for a single account

3. Next is AU Zero balance account with 149+GST for the RP DC

In Bob, can i have a 0 balance account with free virtual debit card (physical card not mandatory)

 

[prc1990]

In Bob, can i have a 0 balance account with free virtual debit card (physical card not mandatory)

With zero balance BoB account, you will get VISA Classic 😐 and probably not be able to generate any virtual DC. That is why specific account variant was mentioned in the initial response.

 

[Lakshya Mahani]

With zero balance BoB account, you will get VISA Classic 😐 and probably not be able to generate any virtual DC. That is why specific account variant was mentioned in the initial response.

Thanks

 

[prc1990]

Thanks

Start with NSDL PB at zero cost.

 

[Lakshya Mahani]

Start with NSDL PB at zero cost.

i just checked, they have a monthly service fee of 29rs+gst, if we avail that 20% off offer.

https://nsdlbank.com/advantage_saving_account.php

please check this.

 

[007]

i just checked, they have a monthly service fee of 29rs+gst, if we avail that 20% off offer.

https://nsdlbank.com/advantage_saving_account.php

please check this.

That has been removed from April 2022.

 

[prc1990]

i just checked, they have a monthly service fee of 29rs+gst, if we avail that 20% off offer.

https://nsdlbank.com/advantage_saving_account.php

please check this.

Account opening charges and monthly service charges are already waived off since 04/22.

 

[Lakshya Mahani]

Account opening charges and monthly service charges are already waived off since 04/22.

That's great, i didn"t knew this thing. Thanks for help

 

[prc1990]

That's great, i didn"t knew this thing. Thanks for help

But be ready for any surprises 🤣.

 

[cherryj1988]

if u have salary acc in SBI, you can get rupay plat DC for free.
Edit : I meant SBI. Not HDFC. Not really sure of HDFC

 

[Lakshya Mahani]

if u have salary acc in HDFC, you can get rupay plat DC for free

I just have a savings max account with them, maybe then also i can get free rupay card(but not sure of availability).

 

[Abhishek012]

I just have a savings max account with them, maybe then also i can get free rupay card(but not sure of availability).

ICICI bank also issue RuPay Platinum for all saving/salary accounts except ICICI mine saving account & jan dhan account.

 

[Abhishek012]

I just have a savings max account with them, maybe then also i can get free rupay card(but not sure of availability).

Equitas bank issue RuPay Platinum debit card & Zero balance account​

First open online Equitas bank Selfe account – https://inet.equitasbank.com/Selfe/

Zero balance account,
virtual visa card (you need to do Vkyc or visit bank branch to complete full KYC or told your bank branch to visit your home and complete full kyc and issue RuPay Platinum debit card)
7% interest on saving account.

Note – for RuPay Platinum, full kyc is mandatory.

Note - after full kyc, they said its 10k acc but no charge if 0 balance (officially Equitas bank dnt charges for NON-MAB)

Rewards points -

Activate Debit Cards within 30 days of issuance – 50 Points

RuPay Platinum – 2 Point for every ₹150 spent.

After full kyc/Vkyc complete Send a Email or Call to customer Equitas bank support and apply RuPay Platinum.

RuPay Platinum debit card issue charges – Rs118.

 

[Abhishek012]

But I can't successfully get mine after talking to their CC yet ...

your ICICI account type ?

Call this number - 1860 120 7777

and also force them if they reject to issue RuPay Platinum like todl them my friends are already got RuPay card, i will complaint on RBI, if you dnt issue RuPay card etc,

 

[Lakshya Mahani]

ICICI bank also issue RuPay Platinum for all saving/salary accounts except ICICI mine saving account & jan dhan account.

I have a mine account

 

[Lakshya Mahani]

Equitas bank issue RuPay Platinum debit card & Zero balance account​

First open online Equitas bank Selfe account – https://inet.equitasbank.com/Selfe/

Zero balance account,
virtual visa card (you need to do Vkyc or visit bank branch to complete full KYC or told your bank branch to visit your home and complete full kyc and issue RuPay Platinum debit card)
7% interest on saving account.

Note – for RuPay Platinum, full kyc is mandatory.

Note - after full kyc, they said its 10k acc but no charge if 0 balance (officially Equitas bank dnt charges for NON-MAB)

Rewards points -

Activate Debit Cards within 30 days of issuance – 50 Points

RuPay Platinum – 2 Point for every ₹150 spent.

After full kyc/Vkyc complete Send a Email or Call to customer Equitas bank support and apply RuPay Platinum.

RuPay Platinum debit card issue charges – Rs118.

Can i get a virtual rupay platinum card only rather than a physical card to avoid annual charges also?

 

[Abhishek012]

Silver
Yes still talking with them
CC people are idiots

Unlogo ko force karne nahi ata ha tumhe. aur yehi number pe karna 1860 120 7777 dusre number sab k customer support wale aur idiots ha.

 

[Abhishek012]

Can i get a virtual rupay platinum card only rather than a physical card to avoid annual charges also?

No