Central Bank of India account funding problem.

[telescope]

Was there an option to choose debit card variants while opening the account?

no option .

 

[iimadarsh]

Even if we open an account from a branch, won't there be an option?

no option .

 

[telescope]

Even if we open an account from a branch, won't there be an option?

Not sure of this.

 

[taxiyedon]

I had opened a central bank of india account with vkyc. After few hours, received welcome letter in email. Within that welcome letter, there was a payment link for funding. I paid 2,000 (amount was pre-set in that link) by upi. But amount was never deposited into my account.
Payment link was from payu.

What should I do now? It was indeed a mistake on my part to fund using that payment link. Should have funded using NEFT or something else.

@kuchbhi @SSV @Vasuki @TechnoFino @BVC @Wealth is my birth right![/USER
[/QUOTE]

I had opened a central bank of india account with vkyc. After few hours, received welcome letter in email. Within that welcome letter, there was a payment link for funding. I paid 2,000 (amount was pre-set in that link) by upi. But amount was never deposited into my account.
Payment link was from payu.

What should I do now? It was indeed a mistake on my part to fund using that payment link. Should have funded using NEFT or something else.

@kuchbhi @SSV @Vasuki @TechnoFino @BVC @Wealth is my birth right!

I conducted initial funding on 2nd July @ 1408 hours, since Saturday and Sunday are not counted as working days, it took 48 hours ( as per bank's FAQs ) or t+2 days for the amount to get credited, don't worry you'll get the money

 

[DashGem]

@telescope did they resolved this?

 

[telescope]

@telescope did they resolved this?

yes it got resolved on its own after a week.

 

[DashGem]

yes it got resolved on its own after a week.

and to open the account, do we need to visit the branch? or we can open it without that ?

 

[telescope]

and to open the account, do we need to visit the branch? or we can open it without that ?

you can open online, but, it will be in locked state.
you need to go to branch and give kyc documents and in 2 days it'll be fully active for transactions.

 

[DashGem]

you can open online, but, it will be in locked state.
you need to go to branch and give kyc documents and in 2 days it'll be fully active for transactions.

thanks,
and which account variant you opened online? what was MAB? and you got RSDC with it?

 

[telescope]

thanks,
and which account variant you opened online? what was MAB? and you got RSDC with it?

The usual one. I am in metro city so 2k mab. But, since this month there is no penalty if balance not maintained.

There was no option to choose type of dc, so I unchecked dc and chequebook option, as I wanted to apply rupay select from branch later. But, they sent chequebook and platinum dc after few days, despite not applying for it.

 

[DashGem]

s I wanted to apply rupay select from branch later. But, they sent chequebook and platinum dc after few days, despite not applying for it.

ohh, so now? can you check in mobile app or netbanking if there is a option to apply for rupay select?

 

[telescope]

ohh, so now? can you check in mobile app or netbanking if there is a option to apply for rupay select?

Yes option is there to apply for select in app.
I'll apply next month. I don't know if applying for select will automatically cancel platinum or not.

 

[DashGem]

Yes option is there to apply for select in app.
I'll apply next month. I don't know if applying for select will automatically cancel platinum or not.

alright thanks,
yeah that's a good question, can anyone else answer it?

 

[Sahil_07]

I had opened a central bank of india account with vkyc. After few hours, received welcome letter in email. Within that welcome letter, there was a payment link for funding. I paid 2,000 (amount was pre-set in that link) by upi. But amount was never deposited into my account.
Payment link was from payu.

What should I do now? It was indeed a mistake on my part to fund using that payment link. Should have funded using NEFT or something else.

@kuchbhi @SSV @Vasuki @TechnoFino @BVC @Wealth is my birth right!

hi bro,at the time of account opening I am seeing they are providing rupay platinum worth 300, is there any way to proceed without dc as I want to apply select card later

 

[telescope]

hi bro,at the time of account opening I am seeing they are providing rupay platinum worth 300, is there any way to proceed without dc as I want to apply select card later

I didn't tick dc, still they sent me.
Conclusion - there is no way to avoid this shitty rupay platinum

 

[Sahil_07]

I didn't tick dc, still they sent me.
Conclusion - there is no way to avoid this shitty rupay platinum

I have to block the card to apply select?

 

[telescope]

I have to block the card to apply select?

Apply directly from app. Platinum may get blocked in its own.

 

[Sahil_07]

Apply directly from app. Platinum may get blocked in its own.

Okay will apply,I just opened the account & completed vkyc. Is there any need of branch visit?

 

[telescope]

Okay will apply,I just opened the account & completed vkyc. Is there any need of branch visit?

Yes. Most likely you account is in debit freeze. Try sending money out of account to check.

 

[Sahil_07]

Yes. Most likely you account is in debit freeze. Try sending money out of account to check.

It needs branch token to log in