Cent Queen Savings Account - LTF Rupay Select Debit Card

[Dhudu]

Guys Bank wont downgrade this account even if u dont maintain imo.
Reasons
1. Their offerings like insurance are only valid when u maintain 25k. So bank loosing nothing
2. Dcs are free but condition based. U have to do certain amount of transactions for fee waiver just like cc. This way bank is getting benefited less or much.
I would say bank played it smart, most people are lazy ,wont count and do those amount of transactions after 1 2 years,then bank can debit fees.
3. It is special offering to only females just like many banks are favouring females. I dont think they will degrade their own offering.

Don`t bother, he hasn`t read the initial pages and won`t understand till gets first hand experience....

 

[ontherocks]

I dont think they can give token through phone call. U have to write request form right. And this service is sensitive

They don't tell you the token on call or WhatsApp. You tell them to generate a token on call or WhatsApp. The token is sent to your registered number by SMS.

 

[Ak2222]

They did open joint account with both cards in 91 code. Thanks people for such clarity in this thread. Also they mentioned something about soft-token for using card, netbanking, app reg. Since welcome kit is expected in 20 days, they suggested to activate all things using branch token. Anyways I am not in hurry to get all activated in hurry as many issues are reported here.

Would it be wise to wait for kit and follow instructions in that kit or reach out to branch like they wanted us to do initially?

Finally got both rupay select DCs from 1 joint Centqueen account in Central bank of india. Card took 1 week to deliver with no updates. Had to visit branch to use Centeez app using branch token (2-5mins process) and create mobile banking credentials.

ATM card can be activated in ATM machine with OTPs to regd. mobile numbers.

Thanks everyone for sharing your inputs and experience.

 

[brightknight]

Finally got both rupay select DCs from 1 joint Centqueen account in Central bank of india. Card took 1 week to deliver with no updates. Had to visit branch to use Centeez app using branch token (2-5mins process) and create mobile banking credentials.

ATM card can be activated in ATM machine with OTPs to regd. mobile numbers.

Thanks everyone for sharing your inputs and experience.

my branch manager raised the query on their helpdesk for cent queens dc to male joint account holder and shown me that they have obtained instructions to not issue it to male holders only. idk how you all guys are getting it now.

 

[Ak2222]

my branch manager raised the query on their helpdesk for cent queens dc to male joint account holder and shown me that they have obtained instructions to not issue it to male holders only. idk how you all guys are getting it now.

Try a different branch then