Guys Bank wont downgrade this account even if u dont maintain imo.
Reasons
1. Their offerings like insurance are only valid when u maintain 25k. So bank loosing nothing
2. Dcs are free but condition based. U have to do certain amount of transactions for fee waiver just like cc. This way bank is getting benefited less or much.
I would say bank played it smart, most people are lazy ,wont count and do those amount of transactions after 1 2 years,then bank can debit fees.
3. It is special offering to only females just like many banks are favouring females. I dont think they will degrade their own offering.
