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CC whose points never expire!

Finchamp!

TF Premier
Hi All,

I am trying to compile a list of Credit Cards whose points never expire. I have included IDFC and AMEX cards in this list. Any other?
 

VISHESH_BANSAL

TF Pioneer
I don't think the cashback that is earned has an expiry. Only the AGVs have 1 year expiry.
Similar trend is seen in other wallets like Zomato, Tata neu as well
It has.
Apay credit Cashback in the form of AGV.

Each and Every AGV has expiry but we can extend it after contacting customer care of Amazon
 

Finchamp!

TF Premier
Incorrect List!! Some banks from your list that don't have never expiring reward points:
IndusInd Bank: Reward points validity is 1 year (not lifetime). Official statement from IndusInd CC TnC "Unutilized points will expire 1 year after accrual". There are some exceptions that do provide never expiring RP such as Legend credit card (and maybe more cards).

Yes Bank: 3 years. Official statement from TnC "Expiry: If not redeemed, YES Rewardz accrued in the account will expire after 36 months, excluding the month of accrual."
If you don't mind me asking, which Indusind CC do you have? From what I can see, points accrued under Indus rewards program i.e. through activity on SA/CA/ DB expire in 1 year. Points accrued on CC don't ( I have checked for Legend CC and Indulge CC).
 
Last edited:

dominic1229

TF Premier
If you don't mind me asking, which Indusind CC do you have? From what I can see, points accrued under Indus rewards program i.e. through activity on SA/CA/ DB expire in 1 year. Points accrued on CC don't ( I have checked for Legend CC and Indulge CC).
True. I got confused as google search took me to Bank Account rewards. Some other sites are also showing wrong info (1 year validity) for IndusInd CC such as google, PB.
 

Baki

TF Premier
VIP Lounge
Do points expire in ICICI Amazon Pay CC?
It has.
Apay credit Cashback in the form of AGV.

Each and Every AGV has expiry but we can extend it after contacting customer care of Amazon
I don't think the cashback that is earned has an expiry. Only the AGVs have 1 year expiry.
Similar trend is seen in other wallets like Zomato, Tata neu as well
Cashback GV on ICICI APAY card has 3 Years Expiry As I know.
 
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