CC portfolio. Please Suggest which of them should i close

[daemontools1]

Hi Guys
I have the following cards .
Can you please tell me which of them should I close and can you also suggest the cards that i should target .
1. Diners Club Black (7 Lakh Limit) -> rarely using this , also this isnt LTF .
2. Axis Bank Magnus ( 7 Lakh Limit)
3. Axis Bank Vistara Infinite ( 2 Lakh Limit..although shared with magnus) -> not using this after getting magnus
4. Amazon pay ICICI (4 Lakh Limit) -> not using this at all
5. IDFC First Wealth Card ( 2 Lakh Limit) -> This is a good LTF card which also provides dreamfolks pass which can be used worldwide at PP lounges. I rarely use this card .

Please suggest guys

 

[jade]

It makes little sense if you pay for a card and don't use.

So you can think of closing Diners Club Black and Axis Bank Vistara Infinite

Amazon pay and IDFC are LTF. So no need to close, as they may help your CIBIL score by lowering your credit utilization.

 

[Slayer]

It makes little sense if you pay for a card and don't use.

So you can think of closing Diners Club Black and Axis Bank Vistara Infinite

Amazon pay and IDFC are LTF. So no need to close, as they may help your CIBIL score by lowering your credit utilization.

Ofcourse close DCB -> trash card when it's not LTF

I keep Vistara Infinite for CV gold membership and the free ticket

The route i most frequently fly has economy tickets >6k about 2 weeks before the travel date
So for 12k i get one ticket and two upgrade vouchers

Think about pros and cons about Vistara Infinite

Would suggest closing it if post merger Vistara FFP becomes shit