Card Upgrade Query HDFC

[R@ndomiz€r]

Hello,

I hold two HDFC cards - Tata Neu Infinity and Regalia. I am spending roughly 80-90k/month on both cards combined. I had a couple of queries on the card upgrade and LE -

1. Will my cumulative spends will be considered for spend based card upgrade? I spend more on Regalia roughly 50k and the rest 30k is on Infinity.
2. My current limit is 3.5L will that play a stumbling block for upgrade?

If this is repeated then mode please feel free to merge or close this thread. Thanks in advance!

 

[D₹V]

1. No, card based spend only.
2. Yes, but they can give upgrade at less limit which is rarest of rare 🤝.

 

[R@ndomiz€r]

1. No, card based spend only.
2. Yes, but they can give upgrade at less limit which is rarest of rare 🤝.

Ahh... that's a bummer. At this point, I feel there's absolutely no merit in fighting for an upgrade from HDFC. Because for some reason both DCB and Infinia are not great if you don't have a travel based lifestyle.

 

[D₹V]

Ahh... that's a bummer. At this point, I feel there's absolutely no merit in fighting for an upgrade from HDFC. Because for some reason both DCB and Infinia are not great if you don't have a travel based lifestyle.

H m m

 

[Moulidharan]

I am having HDFC Moneyback+,Swiggy,Virtual Rupay card with a shared limit of 50000.I am spending mostly using the Swiggy card as it is the most beneficial among these three cards.I spend like 20k-30k every month using Swiggy credit card.

Which credit card should I use the most to get the Limit enhancement without any manual procedures?
Can I upgrade any of these cards to a more good card with sending an email to HDFC ?

 

[D₹V]

I am having HDFC Moneyback+,Swiggy,Virtual Rupay card with a shared limit of 50000.I am spending mostly using the Swiggy card as it is the most beneficial among these three cards.I spend like 20k-30k every month using Swiggy credit card.

Which credit card should I use the most to get the Limit enhancement without any manual procedures?
Can I upgrade any of these cards to a more good card with sending an email to HDFC ?

Moneyback+ can be upgraded

 

[Moulidharan]

Moneyback+ can be upgraded

In which card should I spend more?as I am using Swiggy card mostly,I am using just 100 or 200 in Moneyback+ .

 

[shrewdoc]

Which credit card should I use the most to get the Limit enhancement without any manual procedures?
Can I upgrade any of these cards to a more good card with sending an email to HDFC ?

I'm afraid you have the infamous cursed Moneyback+

Contact Grievance Redressal to upgrade your card to Millennia/Regalia Gold because your spends are decent. Upgrades are generally FYF (First Year Free).

 

[Moulidharan]

I'm afraid you have the infamous cursed Moneyback+

Contact Grievance Redressal to upgrade your card to Millennia/Regalia Gold because your spends are decent. Upgrades are generally FYF (First Year Free).

Do they ask for any documents?

 

[shrewdoc]

Do they ask for any documents?

Send them an email and find out.

 

[Moulidharan]

Send them an email and find out.

I got the reply as

Thank you for writing to us.

This is with reference to your e-mail dated November 06, 2023 regarding the credit card issue.


Thank you for your interest in upgrading your credit card account!

To review your request, kindly forward the duly filled in form along with the self-attested income / supporting documents accompanied by a signed letter to the below-mentioned address.

Link to download the upgrade form.

https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Footer/Resource/Forms%20Centre/Content/Detail%20Page/Forms%20Center%20-personal/Credit%20Card%20links/Credit-Card-Upgrade-Customer-Version-Mar2023.pdf

Address for communication.

HDFC Bank
Cards Division.
PO Box #8654
Thiruvanmiyur PO.
Chennai 600 041

Alternatively, the same may be dropped in any of the drop boxes placed at our branch ATM for your convenience.

 

[shrewdoc]

I got the reply as

Thank you for writing to us.

This is with reference to your e-mail dated November 06, 2023 regarding the credit card issue.


Thank you for your interest in upgrading your credit card account!

To review your request, kindly forward the duly filled in form along with the self-attested income / supporting documents accompanied by a signed letter to the below-mentioned address.

Link to download the upgrade form.

https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Footer/Resource/Forms%20Centre/Content/Detail%20Page/Forms%20Center%20-personal/Credit%20Card%20links/Credit-Card-Upgrade-Customer-Version-Mar2023.pdf

Address for communication.

HDFC Bank
Cards Division.
PO Box #8654
Thiruvanmiyur PO.
Chennai 600 041

Alternatively, the same may be dropped in any of the drop boxes placed at our branch ATM for your convenience.

Just fill the form and send them back on email. 😄

Ye kamchor bank kabhi sudhregi nhi.

 

[Shubham Yadav]

I got the reply as

Thank you for writing to us.

This is with reference to your e-mail dated November 06, 2023 regarding the credit card issue.


Thank you for your interest in upgrading your credit card account!

To review your request, kindly forward the duly filled in form along with the self-attested income / supporting documents accompanied by a signed letter to the below-mentioned address.

Link to download the upgrade form.

https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Footer/Resource/Forms%20Centre/Content/Detail%20Page/Forms%20Center%20-personal/Credit%20Card%20links/Credit-Card-Upgrade-Customer-Version-Mar2023.pdf

Address for communication.

HDFC Bank
Cards Division.
PO Box #8654
Thiruvanmiyur PO.
Chennai 600 041

Alternatively, the same may be dropped in any of the drop boxes placed at our branch ATM for your convenience.

The legendary chennai office

Accha h aisa nhi bolta ki paidal chal kr khud hi dene aao kam se kam post box ki toh suvidha h

Lucky h ye desh aisa bank ko paa kr 🙏

 

[Pack_of_Cards]

The legendary chennai office

Accha h aisa nhi bolta ki paidal chal kr khud hi dene aao kam se kam post box ki toh suvidha h

Lucky h ye desh aisa bank ko paa kr 🙏

Ultra bhaisaab Ultra (legendary) use kariye prefix me abhi 1 din pehle kisi bande ki LE k liye daak dwara bhijwaye hai.

 

[ksen13]

Just fill the form and send them back on email. 😄

Ye kamchor bank kabhi sudhregi nhi.

Matlab ye main print out karke fill up karke then scan karke back unlogo ke email par bhej du ??
Aur iske saath other bank ka credit card statement Dena seye hoga kya ?.kyun ki option Hain C4C so ...

 

[Pack_of_Cards]

Matlab ye main print out karke fill up karke then scan karke back unlogo ke email par bhej du ??
Aur iske saath other bank ka credit card statement Dena seye hoga kya ?.kyun ki option Hain C4C so ...

The hdfc loop in nutshell

 

[shrewdoc]

Matlab ye main print out karke fill up karke then scan karke back unlogo ke email par bhej du ??

Yes. If you have PDF editor, no need to take a printout.

Aur iske saath other bank ka credit card statement Dena seye hoga kya ?.kyun ki option Hain C4C so ...

Won't work, but no harm in trying.

 

[RajeshV]

I am having HDFC Moneyback+,Swiggy,Virtual Rupay card with a shared limit of 50000.I am spending mostly using the Swiggy card as it is the most beneficial among these three cards.I spend like 20k-30k every month using Swiggy credit card.

Which credit card should I use the most to get the Limit enhancement without any manual procedures?
Can I upgrade any of these cards to a more good card with sending an email to HDFC ?

You have to consider your spend categories and how you're able to use your rewards. If you don't fly or even travel very much, there isn't really a "more good" card for you at HDFC. So, don't worry about upgrades and stuff.

 

[Moulidharan]

You have to consider your spend categories and how you're able to use your rewards. If you don't fly or even travel very much, there isn't really a "more good" card for you at HDFC. So, don't worry about upgrades and stuff.

Okay Thank you

 

[ksen13]

Yes. If you have PDF editor, no need to take a printout.

Won't work, but no harm in trying.

Bro what to do ...
Kuch suggestions do ..
Nahi milega other bank credit card statement Dena par ?
Aur tumne bola " Won't work"
So wo log apne form pe "C4C" mention kyu Kiya hain ??
Means what the purpose ye C4C ka agar wo log other bank ka credit card statement consider hi nahi karte.

Then what to do now how to approach Hdfc for milennia ??