I currently possess the following credit cards:
1. SBI SimplyCLICK - Credit Limit: 1.66 Lakhs
2. Kotak League Platinum (LTF VISA) - Credit Limit: 5 Lakhs
3. Amazon Pay ICICI - Credit Limit: 5.6 Lakhs
4. Axis FK (LTF) & Axis Airtel (FYF) - Combined Credit Limit: 2.48 Lakhs
5. BOB Select (LTF) - Credit Limit: 50K
6. One Card (Federal Bank) - Credit Limit: 80K
7. Amex SmartEarn - Credit Limit: 2.4 Lakhs
8. IDFC First Select - Credit Limit: 2.46 Lakhs
9. HDFC Diners Privilege - Credit Limit: 2.8 Lakhs
My most recent card is the Airtel Axis Bank Card, which I obtained due to my multiple Airtel services. Apart from that, I frequently dine out with my colleagues every Friday. I usually cover the bill and receive their shares through UPI.
I'm wondering which of my credit cards I should consider upgrading or closing, as I believe I'm not making the most of all of them. Additionally, I typically use my Sodexo Card for grocery shopping, which has a monthly limit of 2.2K, and any expenses exceeding this limit are charged to my credit card. I strictly use Amazon Card for Amazon Purchases (unless there is a offer for any particular card) and same goes for Flipkart
1. SBI SimplyCLICK - Credit Limit: 1.66 Lakhs
2. Kotak League Platinum (LTF VISA) - Credit Limit: 5 Lakhs
3. Amazon Pay ICICI - Credit Limit: 5.6 Lakhs
4. Axis FK (LTF) & Axis Airtel (FYF) - Combined Credit Limit: 2.48 Lakhs
5. BOB Select (LTF) - Credit Limit: 50K
6. One Card (Federal Bank) - Credit Limit: 80K
7. Amex SmartEarn - Credit Limit: 2.4 Lakhs
8. IDFC First Select - Credit Limit: 2.46 Lakhs
9. HDFC Diners Privilege - Credit Limit: 2.8 Lakhs
My most recent card is the Airtel Axis Bank Card, which I obtained due to my multiple Airtel services. Apart from that, I frequently dine out with my colleagues every Friday. I usually cover the bill and receive their shares through UPI.
I'm wondering which of my credit cards I should consider upgrading or closing, as I believe I'm not making the most of all of them. Additionally, I typically use my Sodexo Card for grocery shopping, which has a monthly limit of 2.2K, and any expenses exceeding this limit are charged to my credit card. I strictly use Amazon Card for Amazon Purchases (unless there is a offer for any particular card) and same goes for Flipkart