Can we close Indian bank debit card and use virtual card?

[CreditCardFino]

I don't need Indian bank Platinum RuPay debit card can I close it and use virtual debit card? debit card fee is 300+GST.

Do we need debit card for mobile banking registration?

 

[gpaynow]

Yes, you can close your Indian bank debit card and switch to a virtual card, especially if you primarily make online payments.

 

[liomessi10]

Yes, you can close your Indian bank debit card and switch to a virtual card, especially if you primarily make online payments.

How to generate indian bank virtual card ? Which option in the app?

 

[KLB@96]

mine already debited in jan , i did not notice. just checked 300+gst. never used this debit card lol

 

[SureShot]

There is no virtual card concept in Indian Bank. However you don’t need any debit card for accessing app, netbanking & upi as they provide aadhar based authentication as well.