gold group reminded me of gold coins buying old trick last year, used it again today with the one and only
AU BANK LIT credit card on AJIO
date : 17-07-2025
product : muthoot pappahan 24k 1gm gold bar
mrp : 11230
buying price : 10882
some 2% off coupon on ajio on gold (code DHANVARSHA2) : 10694
10% upto 1000 on aubank credit cards : 9694 (it can be sold for exatly same price at offline market, confirmed today from local jeweller)
now you can add feature on AULIT and use it to get more cashback
i added below features
1. 10X reward points on online transaction which is 2.5% cashback (2.5% when used on recahrge and 2% on vouchers i think)
2. 5% off upto 500 on appearals
3. 5% off upto 500 on 10k spends
All above feature are bought for 90 days for price
797 + 143.46 gst = 940.46 Rs
cashback earned during this purchase = 2.5% 254 + 5% 485 + 5% 485 = 1224 Rs
so original price after all these efforts for me 9310.46 Rs which seems small (though any free money is good money)
Real twist is AU bank offer is there on jio every month from last 1 year so for next too months (since feature are active for 90 days) will be 1224 direct discount on 9694 ~= 8470 which is great
Thanks You
PS: 10X rewards on online transaction are bonus for 3 months/ 90 days , if we want to do other online transaction can do and will get 2.5% Rs as points
PSS: feel free to know more details if anyone having confusion in understanding
AU BANK LIT credit card on AJIO
date : 17-07-2025
product : muthoot pappahan 24k 1gm gold bar
mrp : 11230
buying price : 10882
some 2% off coupon on ajio on gold (code DHANVARSHA2) : 10694
10% upto 1000 on aubank credit cards : 9694 (it can be sold for exatly same price at offline market, confirmed today from local jeweller)
now you can add feature on AULIT and use it to get more cashback
i added below features
1. 10X reward points on online transaction which is 2.5% cashback (2.5% when used on recahrge and 2% on vouchers i think)
2. 5% off upto 500 on appearals
3. 5% off upto 500 on 10k spends
All above feature are bought for 90 days for price
797 + 143.46 gst = 940.46 Rs
cashback earned during this purchase = 2.5% 254 + 5% 485 + 5% 485 = 1224 Rs
so original price after all these efforts for me 9310.46 Rs which seems small (though any free money is good money)
Real twist is AU bank offer is there on jio every month from last 1 year so for next too months (since feature are active for 90 days) will be 1224 direct discount on 9694 ~= 8470 which is great
Thanks You
PS: 10X rewards on online transaction are bonus for 3 months/ 90 days , if we want to do other online transaction can do and will get 2.5% Rs as points
PSS: feel free to know more details if anyone having confusion in understanding
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