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Devaluation Brutal Blow: IndusInd EazyDiner Credit Card Faces Major Devaluation from July 15 2025

A massive devaluation has been announced for the IndusInd EazyDiner Signature Credit Card, effective 15th July 2025. Let’s first walk through all the changes that are about to hit us, and then I’ll share my brutally honest opinion about this downgrade.

What's Changing from 15th July 2025:​

  • Monthly discount is now capped at ₹2,000, regardless of how much you spend.
  • If you spend ₹30,000 or more in the previous calendar month on non-dining categories, you can unlock an additional ₹3,000 in discounts.
  • So the absolute maximum monthly discount you can get is ₹5,000 – and that too only under certain conditions.
  • The per-transaction discount remains the same: 25% off, capped at ₹1,000 per transaction.
Earlier? There was no monthly cap – you could enjoy unlimited discounts as long as the per-transaction limits were followed.

Other Charges:
  1. Dining Spends:
    • No more reward points.
    • Previously: 10 Reward Points per ₹100 spent on dining.
  2. Hotel & Travel Bookings:
    • Now: 10 Reward Points per ₹100 spent.
    • Previously: 4 Reward Points per ₹100 – so sounds better... but wait.
  3. Reward Point Value Slashed:
    • Now: 1 RP = ₹0.10
    • Previously: 1 RP = ₹0.20
    • That’s a 50% reduction in value, rendering the so-called increase in points pretty useless.
  • Complimentary Airport Lounge Access – Gone.
  • BookMyShow Movie Ticket Discounts – Also gone.
  • Annual fee revised to ₹2,999 + GST.
  • Was earlier ₹1,999 + GST.

New Renewal Benefit:​

  • You’ll get a ₹7,500 stay voucher for Postcard Hotels as a renewal perk.

My Honest Opinion:​

This is, without a doubt, a brutal devaluation. And to be fair, it was long expected. When this card first launched, many of us discussed how the benefits were too good to last. Now, after using the card for nearly a year, I can say I'm deeply disappointed – not that the card was downgraded, but how severely it was. I was expecting a reasonable downgrade, but this just feels like an overhaul of everything that made this card amazing. And to add insult to injury? A ₹1,000 hike in annual fees. Sure, they’ve added 10X rewards on travel categories, but then they slashed the reward point value in half – so you’re not really gaining anything. As with all good things, this card’s golden era has come to an end.
To be honest, I’m not even upset about the removal of lounge access or the BookMyShow movie offer – those are secondary perks. But I do wish they had at least kept the ₹5,000 monthly discount without extra spending conditions, and skipped the fee hike.

The Bigger Picture​

This isn’t an isolated incident. A lot of co-branded credit cards are either being devalued or discontinued altogether due to losses banks are facing.
  • Kotak-Myntra card – Discontinued.
  • Zomato RBL Black & Zomato White Card – Discontinued. (This was the GOAT of dining cards, no doubt.)
It’s clear: banks and brands need to plan better. Launching flashy, benefit-heavy co-branded cards and then pulling the plug in a year or two just makes the whole ecosystem look unreliable.

Final Thoughts​

In my opinion, for regular EazyDiner discounts, you don’t need a separate card anymore. There are plenty of bank-specific EazyDiner offers floating around already.
You can easily get your ₹2,000–₹5,000 monthly discount using multiple cards you already have. However, if you're someone who eats out frequently (5+ times a month) and makes small-ticket dining spends, this card might still give you a bit of extra savings.
But for most users? This downgrade is the end of the road.
 
Post in thread 'IndusInd Eazydiner Signature Credit Card BookMyShow Offer revised w.e.f April 1st 2025' https://www.technofino.in/community...evised-w-e-f-april-1st-2025.39650/post-982446
Like I said. Nothing in this thread negates what I already said.
The issue is every card is treated as a singular entity by BMS, add on cards getting tickets was never applicable as per indusind but people were able to get the tickets. There are threads in technofino where people have called and confirmed this.
All I'm getting from this is people don't really read the TOS for the products they have. Indusind allows multiple add on cards to the extent where its obvious that this was a bug and not a feature.
Even now add on cards receive eazydiner membership which is not written anywhere.
Loopholes aren't features.
 
I had added an edit. Check it out
Like I said. Nothing in this thread negates what I already said.
The issue is every card is treated as a singular entity by BMS, add on cards getting tickets was never applicable as per indusind but people were able to get the tickets. There are threads in technofino where people have called and confirmed this.
All I'm getting from this is people don't really read the TOS for the products they have. Indusind allows multiple add on cards to the extent where its obvious that this was a bug and not a feature.
Even now add on cards receive eazydiner membership which is not written anywhere.
Loopholes aren't features.
 
I had added an edit. Check it out
Nothing to add. Like I said it was mentioned in the TOS + I have spoken to indusind about this offer two years back. Add-On card getting movie offer is BMS issue.
Your edit thankfully proves my point further.. with people booking 10 tickets a month.
#18 has posted this image. Post from October 2023.

1750528787493.webp
 
Nothing to add. Like I said it was mentioned in the TOS + I have spoken to indusind about this offer two years back. Add-On card getting movie offer is BMS issue.
Your edit thankfully proves my point further.. with people booking 10 tickets a month.
#18 has posted this image. Post from October 2023.

View attachment 101240
Did you even read before commenting? I clearly linked you to one of our TF members confirming that this is an intentional act from indusind side. Since you dint read, I'm adding pictures of the comment. 1000057051.webp
1000057052.webp


It's in the TnC but indusind themselves allowed it. So how is it wrong then ?
 
Dude why will I take some random commenter's word over IndusInd TOS ?
Especially when it doesn't make sense ? And yes I read the entire thread.
Even now people are using the add on card loophole right ? Even though its supposed to be "patched" ?
I literally shared the image of their TOS shared by a fellow user 2 years back.

You think allowing people to redeem tickets worth 2000 etc per month is an intentional feature ? An intentional feature will be advertised and part of their TOS.

The quotas are based on the card numbers and BMS cannot tell if your card is an add on card or a primary card.
I think there is a legit lack of understanding of how our credit card systems work.
 
Dude why will I take some random commenter's word over IndusInd TOS ?
Especially when it doesn't make sense ? And yes I read the entire thread.
Even now people are using the add on card loophole right ? Even though its supposed to be "patched" ?
I literally shared the image of their TOS shared by a fellow user 2 years back.

You think allowing people to redeem tickets worth 2000 etc per month is an intentional feature ? An intentional feature will be advertised and part of their TOS.

The quotas are based on the card numbers and BMS cannot tell if your card is an add on card or a primary card.
I think there is a legit lack of understanding of how our credit card systems work.

If a TF legend was happy with this , from over a year ago, then I'm happy with it. That dude has more knowledge than I will ever have. If you think you know better than veterans who question things , kudos to you.

The comment I shared clearly mentioned that even though it's in Tnc they allow it for user engagement. Which is logical . I don't know why it doensnt make sense for you.

If the add-ons are a different card number, they mostly work. It's a known thing. Sbi aurum is an exception I heard but I don't have the card to confirm.

Discussion was that you were calling folks who used addon to purchase bms tickets as same as the Eazydiner exploiters. I showed you a comment confirming that it's intentionally allowed but it's a "random stranger". Cool.
 
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