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Devaluation Brutal Blow: IndusInd EazyDiner Credit Card Faces Major Devaluation from July 15 2025

A massive devaluation has been announced for the IndusInd EazyDiner Signature Credit Card, effective 15th July 2025. Let’s first walk through all the changes that are about to hit us, and then I’ll share my brutally honest opinion about this downgrade.

What's Changing from 15th July 2025:​

  • Monthly discount is now capped at ₹2,000, regardless of how much you spend.
  • If you spend ₹30,000 or more in the previous calendar month on non-dining categories, you can unlock an additional ₹3,000 in discounts.
  • So the absolute maximum monthly discount you can get is ₹5,000 – and that too only under certain conditions.
  • The per-transaction discount remains the same: 25% off, capped at ₹1,000 per transaction.
Earlier? There was no monthly cap – you could enjoy unlimited discounts as long as the per-transaction limits were followed.

Other Charges:
  1. Dining Spends:
    • No more reward points.
    • Previously: 10 Reward Points per ₹100 spent on dining.
  2. Hotel & Travel Bookings:
    • Now: 10 Reward Points per ₹100 spent.
    • Previously: 4 Reward Points per ₹100 – so sounds better... but wait.
  3. Reward Point Value Slashed:
    • Now: 1 RP = ₹0.10
    • Previously: 1 RP = ₹0.20
    • That’s a 50% reduction in value, rendering the so-called increase in points pretty useless.
  • Complimentary Airport Lounge Access – Gone.
  • BookMyShow Movie Ticket Discounts – Also gone.
  • Annual fee revised to ₹2,999 + GST.
  • Was earlier ₹1,999 + GST.

New Renewal Benefit:​

  • You’ll get a ₹7,500 stay voucher for Postcard Hotels as a renewal perk.

My Honest Opinion:​

This is, without a doubt, a brutal devaluation. And to be fair, it was long expected. When this card first launched, many of us discussed how the benefits were too good to last. Now, after using the card for nearly a year, I can say I'm deeply disappointed – not that the card was downgraded, but how severely it was. I was expecting a reasonable downgrade, but this just feels like an overhaul of everything that made this card amazing. And to add insult to injury? A ₹1,000 hike in annual fees. Sure, they’ve added 10X rewards on travel categories, but then they slashed the reward point value in half – so you’re not really gaining anything. As with all good things, this card’s golden era has come to an end.
To be honest, I’m not even upset about the removal of lounge access or the BookMyShow movie offer – those are secondary perks. But I do wish they had at least kept the ₹5,000 monthly discount without extra spending conditions, and skipped the fee hike.

The Bigger Picture​

This isn’t an isolated incident. A lot of co-branded credit cards are either being devalued or discontinued altogether due to losses banks are facing.
  • Kotak-Myntra card – Discontinued.
  • Zomato RBL Black & Zomato White Card – Discontinued. (This was the GOAT of dining cards, no doubt.)
It’s clear: banks and brands need to plan better. Launching flashy, benefit-heavy co-branded cards and then pulling the plug in a year or two just makes the whole ecosystem look unreliable.

Final Thoughts​

In my opinion, for regular EazyDiner discounts, you don’t need a separate card anymore. There are plenty of bank-specific EazyDiner offers floating around already.
You can easily get your ₹2,000–₹5,000 monthly discount using multiple cards you already have. However, if you're someone who eats out frequently (5+ times a month) and makes small-ticket dining spends, this card might still give you a bit of extra savings.
But for most users? This downgrade is the end of the road.
 
All this is gyaan from eazydiner...If they know someone is using 12-15 times a day then block his card rather penalizing someone who is using once in 12-15 days.....They could have simply BLOCKED the card of misusers rather mass devaluation.

There is some bigger game behind the curtains....Devaluation was inevitable...They first created a pitch for devaluation by creating twitter lafda and now this lafda is excuse for devaluation so that no one will do MC BC of either eazydiner and IIB...Smart and intelligent strategy

In short, devaluation without negative backlash.

Waiting for brutal devaluation of platinum card.
In nutshell

sddefault.webp
 
All this is gyaan from eazydiner...If they know someone is using 12-15 times a day then block his card rather penalizing someone who is using once in 12-15 days.....They could have simply BLOCKED the card of misusers rather mass devaluation.

There is some bigger game behind the curtains....Devaluation was inevitable...They first created a pitch for devaluation by creating twitter lafda and now this lafda is excuse for devaluation so that no one will do MC BC of either eazydiner and IIB...Smart and intelligent strategy

In short, devaluation without negative backlash.

Waiting for brutal devaluation of platinum card.
Yeah this is more like it. I think they will discontinue Platinum card altogether. There's no sense in keeping both cards in the bank's portfolio.
 
A massive devaluation has been announced for the IndusInd EazyDiner Signature Credit Card, effective 15th July 2025. Let’s first walk through all the changes that are about to hit us, and then I’ll share my brutally honest opinion about this downgrade.

What's Changing from 15th July 2025:​

  • Monthly discount is now capped at ₹2,000, regardless of how much you spend.
  • If you spend ₹30,000 or more in the previous calendar month on non-dining categories, you can unlock an additional ₹3,000 in discounts.
  • So the absolute maximum monthly discount you can get is ₹5,000 – and that too only under certain conditions.
  • The per-transaction discount remains the same: 25% off, capped at ₹1,000 per transaction.
Earlier? There was no monthly cap – you could enjoy unlimited discounts as long as the per-transaction limits were followed.

Other Charges:
  1. Dining Spends:
    • No more reward points.
    • Previously: 10 Reward Points per ₹100 spent on dining.
  2. Hotel & Travel Bookings:
    • Now: 10 Reward Points per ₹100 spent.
    • Previously: 4 Reward Points per ₹100 – so sounds better... but wait.
  3. Reward Point Value Slashed:
    • Now: 1 RP = ₹0.10
    • Previously: 1 RP = ₹0.20
    • That’s a 50% reduction in value, rendering the so-called increase in points pretty useless.
  • Complimentary Airport Lounge Access – Gone.
  • BookMyShow Movie Ticket Discounts – Also gone.
  • Annual fee revised to ₹2,999 + GST.
  • Was earlier ₹1,999 + GST.

New Renewal Benefit:​

  • You’ll get a ₹7,500 stay voucher for Postcard Hotels as a renewal perk.

My Honest Opinion:​

This is, without a doubt, a brutal devaluation. And to be fair, it was long expected. When this card first launched, many of us discussed how the benefits were too good to last. Now, after using the card for nearly a year, I can say I'm deeply disappointed – not that the card was downgraded, but how severely it was. I was expecting a reasonable downgrade, but this just feels like an overhaul of everything that made this card amazing. And to add insult to injury? A ₹1,000 hike in annual fees. Sure, they’ve added 10X rewards on travel categories, but then they slashed the reward point value in half – so you’re not really gaining anything. As with all good things, this card’s golden era has come to an end.
To be honest, I’m not even upset about the removal of lounge access or the BookMyShow movie offer – those are secondary perks. But I do wish they had at least kept the ₹5,000 monthly discount without extra spending conditions, and skipped the fee hike.

The Bigger Picture​

This isn’t an isolated incident. A lot of co-branded credit cards are either being devalued or discontinued altogether due to losses banks are facing.
  • Kotak-Myntra card – Discontinued.
  • Zomato RBL Black & Zomato White Card – Discontinued. (This was the GOAT of dining cards, no doubt.)
It’s clear: banks and brands need to plan better. Launching flashy, benefit-heavy co-branded cards and then pulling the plug in a year or two just makes the whole ecosystem look unreliable.

Final Thoughts​

In my opinion, for regular EazyDiner discounts, you don’t need a separate card anymore. There are plenty of bank-specific EazyDiner offers floating around already.
You can easily get your ₹2,000–₹5,000 monthly discount using multiple cards you already have. However, if you're someone who eats out frequently (5+ times a month) and makes small-ticket dining spends, this card might still give you a bit of extra savings.
But for most users? This downgrade is the end of the road.
Omg you just read my mind,i thought the same the 5K cap was nominal and also i don't care about BMS or Lounge access.
 
There are enough and more cards that provide lounge access, even if you account for the spend based lounge access. Not everything is about lounges.

I disagree.
I understand you have other cards for lounges and just want this for dining/BMS.

But given that they've "virtually" increased points on "Travel" and added a "Hotel" voucher as a renewal benefit, they're clearly trying to push it slightly towards travel.
A dining & travel card without lounge access makes even less sense with the high fees.

A lot of people just keep 1-2 cards, and this was a good one. For a card charging 3000, lounge access is the bare minimum in today's industry for a common CC user.

I agree that other benefits are more important, but removing lounges even further lowered the value offered by this card.
 
Popularity of this thread indicates how many people loves eating outside. This card was possibly an extra push for them to go out to a posh restaurant and through party for their friends and family.

Sad for them. Party over guys. Now on such occasions, have to pay more from pockets. Luckily I didn't have this card. But I can feel u guys.
 
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Popularity of this thread indicates how many people loves eating outside. This card was possibly an extra push for them to go out to a posh restaurant and through party for their friends and family.

Sad for them. Party over guys. Now on such occasions, have to pay more from pockets. Luckily I didn't have this cards. But I can feel u guys.
Honestly , it was a godsend for team outings . Already everyone was pitching in their share , but this card + ED prime and restaurant offers meant we can pitch in same share while eating at a much higher quality and costlier restaurant. Oh well.
 
Honestly , it was a godsend for team outings . Already everyone was pitching in their share , but this card + ED prime and restaurant offers meant we can pitch in same share while eating at a much higher quality and costlier restaurant. Oh well.
True that. Almost same use case for me including client dinners. Planning to apply for another card once the dust settles and they start approving the same as LTF. One card won’t suffice considering new cappings.
 
जिसका जन्म हुआ है, उसकी मृत्यु निश्चित है।
भ्रातृ, मृत्यु होना निश्चित है पर कुछ असामाजिक तत्वों द्वारा निर्वस्त्र करके हत्या करना, CC समाज के भविष्य के लिए न्यायोचित नहीं है।
 
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