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Devaluation Brutal Blow: IndusInd EazyDiner Credit Card Faces Major Devaluation from July 15 2025

A massive devaluation has been announced for the IndusInd EazyDiner Signature Credit Card, effective 15th July 2025. Let’s first walk through all the changes that are about to hit us, and then I’ll share my brutally honest opinion about this downgrade.

What's Changing from 15th July 2025:​

  • Monthly discount is now capped at ₹2,000, regardless of how much you spend.
  • If you spend ₹30,000 or more in the previous calendar month on non-dining categories, you can unlock an additional ₹3,000 in discounts.
  • So the absolute maximum monthly discount you can get is ₹5,000 – and that too only under certain conditions.
  • The per-transaction discount remains the same: 25% off, capped at ₹1,000 per transaction.
Earlier? There was no monthly cap – you could enjoy unlimited discounts as long as the per-transaction limits were followed.

Other Charges:
  1. Dining Spends:
    • No more reward points.
    • Previously: 10 Reward Points per ₹100 spent on dining.
  2. Hotel & Travel Bookings:
    • Now: 10 Reward Points per ₹100 spent.
    • Previously: 4 Reward Points per ₹100 – so sounds better... but wait.
  3. Reward Point Value Slashed:
    • Now: 1 RP = ₹0.10
    • Previously: 1 RP = ₹0.20
    • That’s a 50% reduction in value, rendering the so-called increase in points pretty useless.
  • Complimentary Airport Lounge Access – Gone.
  • BookMyShow Movie Ticket Discounts – Also gone.
  • Annual fee revised to ₹2,999 + GST.
  • Was earlier ₹1,999 + GST.

New Renewal Benefit:​

  • You’ll get a ₹7,500 stay voucher for Postcard Hotels as a renewal perk.

My Honest Opinion:​

This is, without a doubt, a brutal devaluation. And to be fair, it was long expected. When this card first launched, many of us discussed how the benefits were too good to last. Now, after using the card for nearly a year, I can say I'm deeply disappointed – not that the card was downgraded, but how severely it was. I was expecting a reasonable downgrade, but this just feels like an overhaul of everything that made this card amazing. And to add insult to injury? A ₹1,000 hike in annual fees. Sure, they’ve added 10X rewards on travel categories, but then they slashed the reward point value in half – so you’re not really gaining anything. As with all good things, this card’s golden era has come to an end.
To be honest, I’m not even upset about the removal of lounge access or the BookMyShow movie offer – those are secondary perks. But I do wish they had at least kept the ₹5,000 monthly discount without extra spending conditions, and skipped the fee hike.

The Bigger Picture​

This isn’t an isolated incident. A lot of co-branded credit cards are either being devalued or discontinued altogether due to losses banks are facing.
  • Kotak-Myntra card – Discontinued.
  • Zomato RBL Black & Zomato White Card – Discontinued. (This was the GOAT of dining cards, no doubt.)
It’s clear: banks and brands need to plan better. Launching flashy, benefit-heavy co-branded cards and then pulling the plug in a year or two just makes the whole ecosystem look unreliable.

Final Thoughts​

In my opinion, for regular EazyDiner discounts, you don’t need a separate card anymore. There are plenty of bank-specific EazyDiner offers floating around already.
You can easily get your ₹2,000–₹5,000 monthly discount using multiple cards you already have. However, if you're someone who eats out frequently (5+ times a month) and makes small-ticket dining spends, this card might still give you a bit of extra savings.
But for most users? This downgrade is the end of the road.
 
The lounge access removal is the major hit, paying more than 3k in few and not getting any lounge access is just absurd.
All other devaluation may be understood as this card was too good to be true but stripping lounge access is just plain wrong.

This is not done.
There are enough and more cards that provide lounge access, even if you account for the spend based lounge access. Not everything is about lounges.

This was one of , if not , the best card for dining out , which is the whole purpose of the card. Gutting the monthly no-cap pattern, gutting the BMS completely and on top of that , adding a spend based functionality to a discount feature along side increasing the fees. Those are just blatant stupid actions.

Lounge is not a big deal compared to these.

They should have either made the BMS into one free ticket a month or converted it into BOGO which already has enough issues with the quota getting over.

And maybe increased fees of 2500 . These two would have been a good practical devaluation. What they did isn't devaluation, it's destruction , it's demolition .
 
Dont worry, EZ platinum is going to be devalued aggressively too. Otherwise no one will pay for EZ sig card.

Indusind will probably reduce eazydiner platinum discounts to 50% upto 100, monthly limit of 101 rs. Convenience fee 200 mandatory with every txn.

Fingers crossed tho.
Well I hope to downgrade this card to the platinum one and use it before any aggressive devaluation hits that card. If there is a sure shot and smooth way to downgrade this card then let me know 🤣
 
A massive devaluation has been announced for the IndusInd EazyDiner Signature Credit Card, effective 15th July 2025. Let’s first walk through all the changes that are about to hit us, and then I’ll share my brutally honest opinion about this downgrade.

What's Changing from 15th July 2025:​

  • Monthly discount is now capped at ₹2,000, regardless of how much you spend.
  • If you spend ₹30,000 or more in the previous calendar month on non-dining categories, you can unlock an additional ₹3,000 in discounts.
  • So the absolute maximum monthly discount you can get is ₹5,000 – and that too only under certain conditions.
  • The per-transaction discount remains the same: 25% off, capped at ₹1,000 per transaction.
Earlier? There was no monthly cap – you could enjoy unlimited discounts as long as the per-transaction limits were followed.

Other Charges:
  1. Dining Spends:
    • No more reward points.
    • Previously: 10 Reward Points per ₹100 spent on dining.
  2. Hotel & Travel Bookings:
    • Now: 10 Reward Points per ₹100 spent.
    • Previously: 4 Reward Points per ₹100 – so sounds better... but wait.
  3. Reward Point Value Slashed:
    • Now: 1 RP = ₹0.10
    • Previously: 1 RP = ₹0.20
    • That’s a 50% reduction in value, rendering the so-called increase in points pretty useless.
  • Complimentary Airport Lounge Access – Gone.
  • BookMyShow Movie Ticket Discounts – Also gone.
  • Annual fee revised to ₹2,999 + GST.
  • Was earlier ₹1,999 + GST.

New Renewal Benefit:​

  • You’ll get a ₹7,500 stay voucher for Postcard Hotels as a renewal perk.

My Honest Opinion:​

This is, without a doubt, a brutal devaluation. And to be fair, it was long expected. When this card first launched, many of us discussed how the benefits were too good to last. Now, after using the card for nearly a year, I can say I'm deeply disappointed – not that the card was downgraded, but how severely it was. I was expecting a reasonable downgrade, but this just feels like an overhaul of everything that made this card amazing. And to add insult to injury? A ₹1,000 hike in annual fees. Sure, they’ve added 10X rewards on travel categories, but then they slashed the reward point value in half – so you’re not really gaining anything. As with all good things, this card’s golden era has come to an end.
To be honest, I’m not even upset about the removal of lounge access or the BookMyShow movie offer – those are secondary perks. But I do wish they had at least kept the ₹5,000 monthly discount without extra spending conditions, and skipped the fee hike.

The Bigger Picture​

This isn’t an isolated incident. A lot of co-branded credit cards are either being devalued or discontinued altogether due to losses banks are facing.
  • Kotak-Myntra card – Discontinued.
  • Zomato RBL Black & Zomato White Card – Discontinued. (This was the GOAT of dining cards, no doubt.)
It’s clear: banks and brands need to plan better. Launching flashy, benefit-heavy co-branded cards and then pulling the plug in a year or two just makes the whole ecosystem look unreliable.

Final Thoughts​

In my opinion, for regular EazyDiner discounts, you don’t need a separate card anymore. There are plenty of bank-specific EazyDiner offers floating around already.
You can easily get your ₹2,000–₹5,000 monthly discount using multiple cards you already have. However, if you're someone who eats out frequently (5+ times a month) and makes small-ticket dining spends, this card might still give you a bit of extra savings.
But for most users? This downgrade is the end of the road.
Holding my Axis Airtel while reading this line from the post - "A lot of co-branded credit cards are either being devalued or discontinued altogether due to losses banks are facing." 😢 😢
 
What about existing genuine users ? In between devaluation is also considered as fraud only.
Someone was misusing eazydiner offer with some specific credit card and defaming eazydiner for there convenience charges.. Eazydiner mentioned everything openly and tagged there accounts as well.
 
I just spoke to eazydiner Credit card team, and they said platinum card is not being devalued as of now....

This doesnt even make sense..

1500 discount per month for a LTF card and 2000 discount per month for a card with 2999 fee.

I even directly asked why the devaluation, the guy literally said people are massively misuing the card, commercial usage, using the card 12-15 times a day etc....

They could have limited the number of times the card can be used per day, instead of killing it like this.
 
I just spoke to eazydiner Credit card team, and they said platinum card is not being devalued as of now....

This doesnt even make sense..

1500 discount per month for a LTF card and 2000 discount per month for a card with 2999 fee.

I even directly asked why the devaluation, the guy literally said people are massively misuing the card, commercial usage, using the card 12-15 times a day etc....

They could have limited the number of times the card can be used per day, instead of killing it like this.

All this is gyaan from eazydiner...If they know someone is using 12-15 times a day then block his card rather penalizing someone who is using once in 12-15 days.....They could have simply BLOCKED the card of misusers rather mass devaluation.

There is some bigger game behind the curtains....Devaluation was inevitable...They first created a pitch for devaluation by creating twitter lafda and now this lafda is excuse for devaluation so that no one will do MC BC of either eazydiner and IIB...Smart and intelligent strategy

In short, devaluation without negative backlash.

Waiting for brutal devaluation of platinum card.
 
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