Infinia Breaking! New HDFC Infinia criteria increased? - Update July 2025

[Sobirvs]

Date mentioned is 15-06-2025 on bottom right corner.

Most imp
1. CL requirement increased to 10L.
2. If your CL is increased to 10L recently in last 6 months, then this won't work.

I have tons of questions.

1. Do we need ITR/Salary even if Imperia/infinity RLV/TRV requirement is reached?
2. Is CL/Spends criteria increased only in case of imperia/infinity?

Normal sending email to grievance, is 8L limit still works?

Anyways, make of this what you will.



Source : Twitter

 

[Ram1]

Actually I'm planning to upgrade my Diner black plastic LTF to Infinia. That's why. The reason for my concern.

How you are planning?

 

[Indrajeet100]

Can you reschedule flights, is it straightforward or complicated

It is big pain if you have to do any change. One, fare booked is lowest so usually it costs is very high for any change. Plus other than cancellation you have to contact aggregator like yatra from whom ticket was booked who take their sweet time to respond. After one experience, I swear will not book flight from smartbuy untill they start showing all fares for flights.

 

[Wealth is my birth right!]

Actually I'm planning to upgrade my Diner black plastic LTF to Infinia. That's why. The reason for my concern.

10l limit and 12l spend in last 6 months?
All the best

 

[Aniket Sharma]

10l limit and 12l spend in last 6 months?
All the best

Actually the criteria is reversed.

12 lacs limit & 10 lacs spends in last 6 months

 

[Wealth is my birth right!]

Actually the criteria is reversed.

12 lacs limit & 10 lacs spends in last 6 months

Oh ok
Limit gone somewhere up …

 

[basant]

It is big pain if you have to do any change. One, fare booked is lowest so usually it costs is very high for any change. Plus other than cancellation you have to contact aggregator like yatra from whom ticket was booked who take their sweet time to respond. After one experience, I swear will not book flight from smartbuy untill they start showing all fares for flights.

Same here. We use to redeem dcb points but charges for reschedule and to do via aggregator , its big no.
I use points on hotel booking in which cancellation are mostly free.
Better option is to book via mmt biz via smartbuy if you have biz black. We get 5x and free/ less charges for change and cancel.

 

[Bionick]

How you are planning?

Why so much planning for a card which forces the customer to use it's proprietary platform. I got the lifetime free upgrade to Infinia in 2020 and 2020-21 was the only time I used it as my primary card. Before that it was Citi + Amex and now Axis + HSBC + Amex.

 

[pranjal1984]

It is big pain if you have to do any change. One, fare booked is lowest so usually it costs is very high for any change. Plus other than cancellation you have to contact aggregator like yatra from whom ticket was booked who take their sweet time to respond. After one experience, I swear will not book flight from smartbuy untill they start showing all fares for flights.

Yes I agree. I book flights through Skyscanner or other aggregator. Recently I booked Malaysia flights through MMT and took zero cancellation option at 30k. No such option exists for flights through Smartbuy. However I booked Kuala Lumpur Hotels at zero cancellation option through Smartbuy which was nice. Also I had a rare experience of hotel booking failure through Smartbuy although amount and reward points were refunded within 2 days.

 

[jonoro]

Actually the criteria is reversed.

12 lacs limit & 10 lacs spends in last 6 months

Is that the only criteria? My HDFC RM gave me some faff about requiring a 25L AMB for 3 months straight along with the spends and credit limit criteria considering I don't meet their income requirements.

I saw the flyer which claimed a 25L AMB for savings accounts or a 50L AQB for Current. I'm wondering how much of what the RM's claim was true.

 

[Aniket Sharma]

Is that the only criteria? My HDFC RM gave me some faff about requiring a 25L AMB for 3 months straight along with the spends and credit limit criteria considering I don't meet their income requirements.

I saw the flyer which claimed a 25L AMB for savings accounts or a 50L AQB for Current. I'm wondering how much of what the RM's claim was true.

Bro, try after keeping, the criteria is increased alot as far I know its not easily grabable now.

 

[Kabir_1112]

How you are planning?

I had spend and limit on my current card and I was eligible for the upgrade. For fyf Infinia.

 

[Ram1]

I had spend and limit on my current card and I was eligible for the upgrade. For fyf Infinia.

Current limit greater than 10L?

 

[Kabir_1112]

10l limit and 12l spend in last 6 months?
All the best

Yes, but funny story I did write the email for upgrade and this was while leaving from office. But I did not realise and it was well saved in my draft folder. And when I did send them a week later they had put the upgrade on hold due to some operational issue faced by hdfc.

 

[Kabir_1112]

Actually the criteria is reversed.

12 lacs limit & 10 lacs spends in last 6 months

Yes, recently I did check with them and they confirmed the same.

 

[Kabir_1112]

Current limit greater than 10L?

Yes, but now I dropped my plan to upgrade my Diners black plastic. After I got an approval for EPM.

 

[Ram1]

Yes, but now I dropped my plan to upgrade my Diners black plastic. After I got an approval for EPM.

Yeah i felt same, dcb plastic seems much better.
3.3% base rewards
1k worth gv on 80k spends every month
Yearly vouchers on 8L spends

 

[Kabir_1112]

They are making it more difficult to get it.
That's why they are increasing the criteria.

Oh ok
Limit gone somewhere up …

 

[Kabir_1112]

Yeah i felt same, dcb plastic seems much better.
3.3% base rewards
1k worth gv on 80k spends every year
Yearly vouchers on 8L spends

Yes absolutely. Very happy using DCB plastic and also it's LTF.
Its a very good card, honestly I never faced too much issues with acceptance internationally, 4 out 5 times it did work perfectly.