Infinia Breaking! New HDFC Infinia criteria increased? - Update July 2025

[Sobirvs]

Date mentioned is 15-06-2025 on bottom right corner.

Most imp
1. CL requirement increased to 10L.
2. If your CL is increased to 10L recently in last 6 months, then this won't work.

I have tons of questions.

1. Do we need ITR/Salary even if Imperia/infinity RLV/TRV requirement is reached?
2. Is CL/Spends criteria increased only in case of imperia/infinity?

Normal sending email to grievance, is 8L limit still works?

Anyways, make of this what you will.



Source : Twitter

 

[Sobirvs]

what is the "upgrade"? it's literally how it has been for years but with the added 25L AMB or income requirement now

No, I meant OP isn't for NTB customers. Usually 1Cr FD is for NTB customers too. Hence I thought 25L AMB means it is for NTB too which isn't the case.

Anyways, I personally have RG with 3.45L CL and imperia savings acc(under my brother's family banking). Can I keep 25L in savings and get infinia? Just wondering.

 

[Sobirvs]

Can you also confirm what’s the requirements along with the Savings balance like salary and other factors for the upgrade if there is no possibility of getting it as first card?

But yeah if you manage to get the card then congratulations

I didn't ask for salary req. You can ask nearby branch. It's not applicable to me or my friend so didn't waste time on that requirement.

 

[devsfinance]

I didn't ask for salary req. You can ask nearby branch. It's not applicable to me or my friend so didn't waste time on that requirement.

Oh I got your point. If they agree with 25L AMB then do post here as well. I will also try to approach someone whoever I have contacted till now has just said that “we can’t provide that card and quoted some random amount like 1 Cr ITR or 60L Itr” never consistent. So I doubt their claims.

 

[LHR]

No, I meant OP isn't for NTB customers. Usually 1Cr FD is for NTB customers too. Hence I thought 25L AMB means it is for NTB too which isn't the case.

Anyways, I personally have RG with 3.45L CL and imperia savings acc(under my brother's family banking). Can I keep 25L in savings and get infinia? Just wondering.

what does the 25L AMB mean then? Is it a replacement for the limit + spends criteria or is it an addition to it?

 

[Sobirvs]

what does the 25L AMB mean then? Is it a replacement for the limit + spends criteria or is it an addition to it?

addition most probably. Though I highly doubt it. As I got my brother's RG upgraded to infinia 2 months back and with 8L limit and 9L spends, it got approved in single try without escalating to PNO.

 

[Lobogris]

You cannot say they are not doing too much when they themselves gave this card away to housewives as LTF. Infinia glazing on this forum is a little too much.

Don’t shift the goalpost. Whom they gave it to and how isn’t the point. You said it was a useless card and I explained that it was an excellent one. Argue on that point.

 

[LHR]

Don’t shift the goalpost. Whom they gave it to and how isn’t the point. You said it was a useless card and I explained that it was an excellent one. Argue on that point.

Do you have difficulty reading? Where exactly did I say it was "useless"?

 

[Lobogris]

Do you have difficulty reading? Where exactly did I say it was "useless"?

Perhaps you should read your own post:

‘This card is not worth the bullshit HDFC keeps pulling lmao. Giving users a maximum of 15k a month to spend on their own overpriced platform with these many conditions and making it as painful as possible to obtain is crazy’