Infinia Breaking! New HDFC Infinia criteria increased? - Update July 2025

[Sobirvs]

Date mentioned is 15-06-2025 on bottom right corner.

Most imp
1. CL requirement increased to 10L.
2. If your CL is increased to 10L recently in last 6 months, then this won't work.

I have tons of questions.

1. Do we need ITR/Salary even if Imperia/infinity RLV/TRV requirement is reached?
2. Is CL/Spends criteria increased only in case of imperia/infinity?

Normal sending email to grievance, is 8L limit still works?

Anyways, make of this what you will.



Source :

 

[Ram1]

I think it’s match salary and spends + limit and or the match the AMB and then spends + limit.

It was just spends and limit regardless of salary and AMB, now they most likely will ask you to meet those new requirements as well.

I'm talking about fresh card not upgrade

 

[LHR]

I'm talking about fresh card not upgrade

do you really think that will give infinia with 25L in amb?

 

[Ram1]

do you really think that will give infinia with 25L in amb?

I dont think so but that is what its mentioned though.
I would happily close my dcb😅

 

[Avinash.Mishra]

Unable to understand SPC section

 

[Avinash.Mishra]

Thanks, So Fd of 1 cr would qualify for infinia( under RLV terms)

Yes you have to keep the FD for atleast 3 months before applying

 

[Avinash.Mishra]

So only Imperia Customers will get the Infinia !!

At least for TRV/RLV criteria you will have be a imperia customer for at least 3 months before applying

 

[iamdhamo]

Good that I got it earlier itself cos now with these updated requirements I m not sure If I can be eligible

 

[jack333]

Yes you have to keep the FD for atleast 3 months before applying

Now it's 25l amb which will be achieved way before three months if you keep 1cr trv

 

[Sobirvs]

At least for TRV/RLV criteria you will have be a imperia customer for at least 3 months before applying

what abt imperia customers who aren't primary imperia customers?

Like I am a imperia customer BUT I am under my brothers (he is primary) imperia family banking. ?

 

[Avinash.Mishra]

what abt imperia customers who aren't primary imperia customers?

Like I am a imperia customer BUT I am under my brothers (he is primary) imperia family banking. ?

Family banking is not considered for TRV/RlV

 

[Avinash.Mishra]

Now it's 25l amb which will be achieved way before three months if you keep 1cr trv

25L AMB is for savings accounts I don’t anyone would maintain 1Cr in SA account at least a short term FD would make more sense

 

[Sobirvs]

Family banking is not considered for TRV/RlV

How u know? anywhere in hdfc is this written?

 

[Sobirvs]

25L AMB is for savings accounts I don’t anyone would maintain 1Cr in SA account at least a short term FD would make more sense

is 25L AMB even an option? A friend needs an account, he can I guess straight away open imperia account and then apply for infinia?

 

[nayra]

I started spend criteria after getting manual LE to 5L CL in March, so would I still have to wait for 6 months for trying for upgrade? Or will they consider it once i reach 5L if I complete in less than 6 months?

 

[gautamcool]

Date mentioned is 15-06-2025 on bottom right corner.

Most imp
1. CL requirement increased to 10L.
2. If your CL is increased to 10L recently in last 6 months, then this won't work.

I have tons of questions.

1. Do we need ITR/Salary even if Imperia/infinity RLV/TRV requirement is reached?
2. Is CL/Spends criteria increased only in case of imperia/infinity?

Normal sending email to grievance, is 8L limit still works?

Anyways, make of this what you will.

View attachment 102679

Source :

what are spc cards?

 

[nayra]

what are spc cards?

super premium credit cards ig

 

[Avinash.Mishra]

How u know? anywhere in hdfc is this written?

I’m going through the application process i have maintained a FD of 1cr waiting for 3month completion , I had missed the opportunity last time as by BM didn’t took the action on time all the approvals were in place but criteria got increased.

 

[Avinash.Mishra]

is 25L AMB even an option? A friend needs an account, he can I guess straight away open imperia account and then apply for infinia?

Let him try ask him to discuss with BM first show the document posted by OP

 

[Sobirvs]

Let him try ask him to discuss with BM first show the document posted by OP

I have whatsapp'd a BM, she said she can confirm tomo as today's sunday.

 

[LHR]

I dont think so but that is what its mentioned though.
I would happily close my dcb😅

It also lists 10L limit as the requirement. You don't get the upgrade to Infinia if you simply have the limit, you needed the spends to go along with it.

Now it seems there are 3 steps, limit + spends + AMB or limit + spends + income.

Like I said, HDFC's pulling bullshit as if this card is peak Magnus.