BOB Eterna is now becoming a most Un-Popular Choice Credit Card

[jetesh]

BOB Eterna credit card has seen a significant rise in demand recently due to several attractive features:

1. With the recent launch of the Rupay network, BOB Eterna is becoming a popular choice in super premium credit card segment.
2. BOB Eterna offers the highest number of lounges.
3. Unlimited Domestic Lounge Access. ( min spends criteria : Rs 40,000 per quarter )
4. International lounge access will also be announced soon.
5. Best Reward Points. 15 rewards points per Rs 100 on online shopping, dining, travel and international spends.
6. Plus, BOB Eterna annual fees are lower compared to other banks’ credit cards in the same segment.
7. And achieving a fee waiver is a breeze !
8. Foreign Exchange Mark-up fee of 2%.
9. Buy 1 Get 1 Free Movie ticket via Paytm
10. Welcome Gift of FitPass Pro Membership worth Rs. 15,000.


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BOB Eterna Updates :



CLICK HERE to View Updated Features and Terms & Conditions
CLICK HERE to Download the District App
CLICK HERE for Steps to Avail Your Movie Ticket Benefit
CLICK HERE for Airport Lounge List or Visit DreamFolks : https://info.dreamfolks.in/partner-outlets-list?filter=eUJUVXhNVVI3WGQyWEZZeURxSGJaQT09

 

[Sup]

Isn't its costly?
Based on app, wallet load might be ~2%-2.5% and 1% extra charges by BoB.

Or there is more to this

Even after 3.5% extra charge you will have excess cashback than the amount paid. Just do the maths. 10k points (1point=0.25rs)

 

[AllThatStuff]

lol grocery from flipkart also didnt give points xD

its like bob has put everything in excluded category xD flights booked from cleartrip,paytm nothing gave points

Flight platforms use MCC of Railways, so no points there. Try using Snapdeal on local grocery stores not big merchants.

Got 5X points for flight booked on Paytm !!



P.S. - I used BoB card to avail 15% instant discount...5X points were surprise bonus. 😛

 

[IDontThinkSo]

Even after 3.5% extra charge you will have excess cashback than the amount paid. Just do the maths. 10k points (1point=0.25rs)

Wallet load for welcome offer is a worst case scenario.
I guess you might have exhausted all your options too achieve the welcome milestoone

 

[kvndsz512]

Got 5X points for flight booked on Paytm !!

View attachment 101465

P.S. - I used BoB card to avail 15% instant discount...5X points were surprise bonus. 😛

lucky .. sometimes they take it as transportation category same for atlas many 3rd party websites dont give accelerated points for travel spends they take it as base points

 

[lightwaves]

Is it worth to get BOB Eterna now in mid 2025?

 

[pranjal1984]

Is it worth to get BOB Eterna now in mid 2025?

In my opinion no BoB card is worth now unless they do revaluation or launch new cards.

 

[Guddi]

Is it worth to get BOB Eterna now in mid 2025?

No, will be closing mine before renewal. Too many exclusions plus no offers anywhere.

 

[lightwaves]

Okay, Thanks for response

 

[kuchbhikuchbhi is verified member.]

Got 5X points for flight booked on Paytm !!

View attachment 101465

P.S. - I used BoB card to avail 15% instant discount...5X points were surprise bonus. 😛

Panna Lal is so late 😵

@HumorSimpson

 

[HumorSimpson]

Panna Lal is so late 😵

@HumorSimpson

Don't get it?

 

[shu_sha_]

Don't get it?

 

[AllThatStuff]

Don't get it?

Refer to the attached screenshot of my quoted post !! 😁

 

[AllThatStuff]

Panna Lal is so late 😵

@HumorSimpson

Nice observation bro !! 😂🤣

 

[BVCBVC is verified member.]

Is it worth to get BOB Eterna now in mid 2025?

My day to day Rupay card for UPI spends.

 

[Anindya98]

My day to day Rupay card for UPI spends.

Can you share a comprehensive return rate on your daily upi spends via Eterna?
After Yes Kiwi devaluation, I need to find a card to do transactions under 100 via upi.

 

[BhaiyaJi]

Can you share a comprehensive return rate on your daily upi spends via Eterna?

its 0.75% plus extra 1% for spending 5L in a year.

 

[BVCBVC is verified member.]

Can you share a comprehensive return rate on your daily upi spends via Eterna?
After Yes Kiwi devaluation, I need to find a card to do transactions under 100 via upi.

0.75% + Milestone Benefits + Kiwi Rewards (Usually around 0.5%) + 40000 (Quarterly for UL Domestic Lounges - Good Coverage - I have given Add ons to cousins who frequently travel). and BOGO on District

 

[Bhokaal]

I recently applied for this while talking to the BM the application is now hung since I WFH and they need an email from my official email to deliver at my home address.
Now I am thinking should I just drop it or would I be able to justify the cost against the benefit. Until now all the expenses have been on Infinia and I am not sure if BoB will have enough offers to justify the use.
Only thing I can think of is daily UPI over rupay

 

[Dazzwilliams]

I recently applied for this while talking to the BM the application is now hung since I WFH and they need an email from my official email to deliver at my home address.
Now I am thinking should I just drop it or would I be able to justify the cost against the benefit. Until now all the expenses have been on Infinia and I am not sure if BoB will have enough offers to justify the use.
Only thing I can think of is daily UPI over rupay

Paid Eterna or LTF?

 

[pprakash11]

@BVC Is reward points crediting on UPI thru BOB Rupay Eterna automatic ? I have done 1L UPI transaction, it's settled as well. Showing 0 reward points.
Merchant is not in the excluded ones.

How to tackle this ?