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BoB card bill overdue

Vishnubs

TF Buzz
Hello,

I missed my BoB CC bill payment by few days. Due date was on 6th Mar but I paid the bill on 17th Mar. Though it is a late payment, it didn’t exceed 30 days overdue period, so technically it shouldn’t be shown in CIBIL report. Has anyone had same experience ? Suggest me whether it will show in report causing a drop in credit score or just be fixed by a late payment fee of 100rs, which is charged though and I am okay with 100 rupees fee. That is not a big thing compared to CIBIL score hit.
 
Solution
Hello,

I missed my BoB CC bill payment by few days. Due date was on 6th Mar but I paid the bill on 17th Mar. Though it is a late payment, it didn’t exceed 30 days overdue period, so technically it shouldn’t be shown in CIBIL report. Has anyone had same experience ? Suggest me whether it will show in report causing a drop in credit score or just be fixed by a late payment fee of 100rs, which is charged though and I am okay with 100 rupees fee. That is not a big thing compared to CIBIL score hit.

Payment Due Date: At any cost, they have to receive our payment by this date in their records.

Grace period (as per RBI rule): Due Date + 3 days, to compensate last moment payment credits.

Anything beyond, will result in...
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