Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

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[Ganeshraja]

IDFC is blocking accounts again. My friends account is frozen.

 

[leonneel]

Cheq isn't working for IDFC DC as well. And probably not even Indus MC. It's been more than 15 days atleast I did the transaction on MC DC and didn't receive the cashback.

Same. Indus select MC txn done more than 10 days on cheq but rp not received yet.
Earlier months received on select MC on cheq in 2 days.
Party over?

 

[sm9811911]

Same. Indus select MC txn done more than 10 days on cheq but rp not received yet.
Earlier months received on select MC on cheq in 2 days.
Party over?

@leonneel . @kshitij_0 . What was the merchant name?
Think cheq has 2 mcc 1) financial institution: CHEQ ONE and 2) business : CHEQ DIGITAL.
Second one gives rewards.

 

[Sriim]

@leonneel . @kshitij_0 . What was the merchant name?
Think cheq has 2 mcc 1) financial institution: CHEQ ONE and 2) business : CHEQ DIGITAL.
Second one gives rewards.

Confirmed last month. No merchant in cheq currently gives RPs

 

[pgarg24]

Same. Indus select MC txn done more than 10 days on cheq but rp not received yet.
Earlier months received on select MC on cheq in 2 days.
Party over?

Same here, no rp

 

[xxScriptzxx]

Confirmed last month. No merchant in cheq currently gives RPs

I got for cheq digital on indus mc for transaction done on 1st may. I only use my indus mc on cheq, being getting points for a year now without any issue

 

[Deathsnatcher]

I got for cheq digital on indus mc for transaction done on 1st may. I only use my indus mc on cheq, being getting points for a year now without any issue

i did on cheq digital PR on 12 april still no points credited

 

[Oscar]

i did on cheq digital PR on 12 april still no points credited

I earned points on my Indus MC DC for bill payments made via CheQ on 1st May

 

[Sriim]

I made 3 payments in March and April on cheq using Indus mc. Didn't receive points. Didn't do in May

 

[leonneel]

@leonneel . @kshitij_0 . What was the merchant name?
Think cheq has 2 mcc 1) financial institution: CHEQ ONE and 2) business : CHEQ DIGITAL.
Second one gives rewards.

It was "cheq digital private Lgurgaon" same as previous month which gave points.
Won't give points I think

 

[leonneel]

I earned points on my Indus MC DC for bill payments made via CheQ on 1st May

May I know ur txn merchant name? Check from statement

 

[leonneel]

Basically cheq digital is hit or miss

 

[Sriim]

It was "cheq digital private Lgurgaon" same as previous month which gave points.
Won't give points I think

Same name for me. 3 payments in March and April. No points.

 

[sm9811911]

Basically cheq digital is hit or miss

expensive hit or miss as >50k required

 

[Oscar]

May I know ur txn merchant name? Check from statement

MC POS TXN AT IN/CHEQ DIGITAL PRIVATE LGurgaon

 

[viswanath.t]

please excuse me for the off topic question, regarding over 10lak spend on credit card report for income tax.
is it spends over 10lac on all cards or individually per bank?

 

[Animal]

please excuse me for the off topic question, regarding over 10lak spend on credit card report for income tax.
is it spends over 10lac on all cards or individually per bank?

Yes >=10 lakh spends on a single card are reported

 

[Daunt]

MC POS TXN AT IN/CHEQ DIGITAL PRIVATE LGurgaon

No points whatsoever

 

[Batmanbaba]

please excuse me for the off topic question, regarding over 10lak spend on credit card report for income tax.
is it spends over 10lac on all cards or individually per bank?

IF ABOVE 10 LAKH FROM ONE BANK....SUPPOSE..U HAVE 3 CARDS FROM ICICI AND CUMULATIVE SPENDS IS ABOVE 1000000..IT WILL BE REPORTED BY THE BANK....

 

[Sriim]

MC POS TXN AT IN/CHEQ DIGITAL PRIVATE LGurgaon

Same merchant i didn't receive points in March and April

Total 1.5 L😵