Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

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americanexpress.com

 

[labaningombam]

For CC bill payments, you can use both HDFC Billpay and Mobikwik for getting CB on both Millennia and Platinum DC, as these merchants are classified under Utility Bill payments and hence not excluded
Millennia DC will give 2.5% upto 400 pm (credited in 90-120 days) and Platinum DC will give 1% upto 750 pm (credited in 1-3 days usually)

When you say Millennia DC will give 2.5% up to 400pm, is that only for payments made through MobiKwik or through HDFC BillPay as well? It has been quite confusing reading multiple threads.

 

[paresh22]

When you say Millennia DC will give 2.5% up to 400pm, is that only for payments made through MobiKwik or through HDFC BillPay as well? It has been quite confusing reading multiple threads.

For hdfc billpay only use easyshop platinum debit card. On Mobikwik you can get 2.5% using Millennia DC payment.

 

[4uziaul]

When you say Millennia DC will give 2.5% up to 400pm, is that only for payments made through MobiKwik or through HDFC BillPay as well? It has been quite confusing reading multiple threads.

He said it quite clearly, on both platforms you will get 2.5% CB up to 400 per month. 😄

 

[labaningombam]

He said it quite clearly, on both platforms you will get 2.5% CB up to 400 per month. 😄

True. Just that I have seen on other threads about Millennia being 1% Cashback.

Confusing when a statement has 2 cards and 2 payment services mentioned at the same time hence

 

[Rahul Gupta]

True. Just that I have seen on other threads about Millennia being 1% Cashback.

Confusing when a statement has 2 cards and 2 payment services mentioned at the same time hence

It totally depends on merchant mcc code. For example in mobikwik if you got capital letter merchnat name you will get 2.5%, but in small letter name you will get 1% cashback.

 

[R@J]

It totally depends on merchant mcc code. For example in mobikwik if you got capital letter merchnat name you will get 2.5%, but in small letter name you will get 1% cashback.

ye to jabardast ultra-pro-max level ka observation hai bhai!!! 🙌 🙌 🙌

 

[another]

Visa Signature I got with Indus Partner account isn't getting rewards. I checked (cash) redemption page, points are zero with message that card is not eligible for this redemption instead asks me to go to indusmoments. At Indusmoments, it doesn't show any point in this card. (Paid about 50K bill from mobikwik last week)

As per Bank website, Visa Signature DC earns same rewards as Visa Signature Select / Exclusive.

Indus Rewards Debit Card Program - IndusInd Bank

Read all the important terms and conditions before applying for IndusInd Bank’s Debit Card. Click here and read all about IndusRewards Program here.

www.indusind.com

Any idea why my card is shown as not eligible?

 

[Survivor35]

As per Bank website, Visa Signature DC earns same rewards as Visa Signature Select / Exclusive.

Indus Rewards Debit Card Program - IndusInd Bank

Read all the important terms and conditions before applying for IndusInd Bank’s Debit Card. Click here and read all about IndusRewards Program here.

www.indusind.com

Any idea why my card is shown as not eligible?

When did you make those transactions and how does it appear in net banking /app

 

[another]

When did you make those transactions and how does it appear in net banking /app

Transactions made on 15th and 16th August. Transactions appearing as VISA POS TXN AT IN/ONE MOBIKWIK SYSTEM Gurgaon

 

[Survivor35]

Transactions made on 15th and 16th August. Transactions appearing as VISA POS TXN AT IN/ONE MOBIKWIK SYSh

reach out to customer care

 

[Rahul Gupta]

ye to jabardast ultra-pro-max level ka observation hai bhai!!! 🙌 🙌 🙌

Forum par details read karte karte knowledge mili h bro and zada mehnat @Chaitanya-a ki h isme.

 

[cardex]

Saw this on Twitter. Same accounts?

 

[Cebu]

Part 2
(Maximum value of transaction, Maximum CB)

HDFC Platinum(75000,750)
Indus MC World(112500, 1050)
Indus Visa Sign(112500, 1050)
Indus Visa Platinum(79267, 700)

Indus Visa Platinum:- All variants of IndusInd are included in this..? For Ex:- Does this work the same for Platinum Premier and Exclusive? Or does different indus visa platinum dc have different rewards ??

 

[4uziaul]

Indus Visa Platinum:- All variants of IndusInd are included in this..? For Ex:- Does this work the same for Platinum Premier and Exclusive? Or does different indus visa platinum dc have different rewards ??

Visa Signature and MasterCard World for both Select and Exclusive accounts.

 

[paresh22]

Saw this on Twitter. Same accounts?

It's for autopay not for manual pay.

 

[cardex]

It's for autopay not for manual pay.

U mean smartpay right?

 

[Cebu]

Visa Signature and MasterCard World for both Select and Exclusive accounts.

Toh, I wont get rewards for paying via Indus Platinum Premier DC ? However I will get it for Visa Exclusive Platinum .. Did I get it right ?

 

[4uziaul]

Toh, I wont get rewards for paying via Indus Platinum Premier DC ? However I will get it for Visa Exclusive Platinum .. Did I get it right ?

Which account? Select or Exclusive?

 

[4uziaul]

Toh, I wont get rewards for paying via Indus Platinum Premier DC ? However I will get it for Visa Exclusive Platinum .. Did I get it right ?

Not sure about other platinum cards, but for Exclusive and Select accounts you will earn RP with Visa Platinum.

 

[V G]

Will I get reward point if I use Visa Signature Select debit card on PayTM for credit card payment?