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Best Way to pay Credit Card Bill

kushal

TF Select
VIP Lounge
Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.
 
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Paytm recenly changed their cc billpay system for sbi. I think they swtiched from NEFT to bbps and you got caught up in between.
I understand payment fails at times. But their customer care is invisible. Twitter team will never tell RRN. Just keep asking to wait. Using paytm from many years but first time experienced such unprofessionalism from them.

Can't raise dispute to bank of baroda as I don't have RRN.
 
I understand payment fails at times. But their customer care is invisible. Twitter team will never tell RRN. Just keep asking to wait. Using paytm from many years but first time experienced such unprofessionalism from them.

Can't raise dispute to bank of baroda as I don't have RRN.
They are behaving like this since the rbi ban. I think for now we should avoid paytm until they restabilize.
 
Tried to pay IDFC CC bill using IDFC DC on SBI Unipay
Amount 1000
Money debited, payment not made to CC
SBI Unipay says transaction failed and transaction amount is Rs 10 (Ten only) (Amount deducted One thousand)
Despite logging in to Unipay, before paying, no transactions are shown for today or any other day. Today was the 2nd time I used it. Yesterday failed because IDFC OTP did not come
Any idea what happens next? Will the money be refunded automatically and correctly i.e. Rs 1000?
Thanks

EDIT: SBI UniPay seems to be one messed up system. I can't believe that even the amount is wrong!


Failed 1K transaction (non BBPS CC payment) via DC done on 28th March got reversed today
The only thing that I did was, I emailed support.bbps@sbi.co.in on 28th March. No reply received
 
I understand payment fails at times. But their customer care is invisible. Twitter team will never tell RRN. Just keep asking to wait. Using paytm from many years but first time experienced such unprofessionalism from them.

Can't raise dispute to bank of baroda as I don't have RRN.
They are behaving like this since the rbi ban. I think for now we should avoid paytm until they restabilize.
Recently I paid for 4 cc bills, all went well and in fact I received 10k paytm points for one payment…

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Raise a ticket thru their Help BOT
Chat bot says refund is initiated & will credit in 5-7 working days. Otherwise quote RRN to bank.

But issue is there is no way to get RRN. Tried twitter too, their team just ask to wait for 5-7 working days, but won't tell RRN.
 

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Chat bot says refund is initiated & will credit in 5-7 working days. Otherwise quote RRN to bank.

But issue is there is no way to get RRN. Tried twitter too, their team just ask to wait for 5-7 working days, but won't tell RRN.
Wait for refund.. they will refund you for sure
 
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