Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[hvninhll]

Union Bank and Cheq also works, but Union Bank has a pathetic reward points system where login is not generated even after 6 months.

 

[AllThatStuff]

Yes BIN is same
Main bahut aalsi hun photo kheeche aur fir mask kare aur fir upload bhi kare, but card is same. You will receive points on Paytm, Cred.

Is your card too Select variant?

 

[CardCraftsman.]

Union Bank and Cheq also works, but Union Bank has a pathetic reward points system where login is not generated even after 6 months.

Login is not generated means? You aren't getting rp?

 

[hvninhll]

Login is not generated means? You aren't getting rp?

I cannot login to their portal, no idea if I am getting reward points or not. It always shows missing card. I have called their customer care multiple times

 

[hvninhll]

Finally, I gave up and emptied that account, will let it become dormant.

 

[CardCraftsman.]

I cannot login to their portal, no idea if I am getting reward points or not. It always shows missing card. I have called their customer care multiple times

Raise a concern with consumer helpline.

 

[hvninhll]

Raise a concern with consumer helpline.

I have raised it 10 times, their reply is always you have to wait 28 days more.

 

[CardCraftsman.]

I have raised it 10 times, their reply is always you have to wait 28 days more.

From consumer helpline?

 

[hvninhll]

Sorry, is customer care and consumer helpline different things? If you could please elaborate.

 

[kshitij_0]

21st ke baad point aaya?

Nahi 22 ka nahi aaya

Is your card too Select variant?

Yes...select

 

[CardCraftsman.]

Sorry, is customer care and consumer helpline different things? If you could please elaborate.

Basically it's like banking ombudsman. Are you aware about banking ombudsman?

 

[hvninhll]

No, I wasn't aware of that. Thank you, will try that.

 

[John Since]

Aa jayega sab ka IndusInd hai apna time leta hai

Plus World Cup pe abhi zaada focus hai 🤭

Mostly indusind or paytm patched the mcc code.
I made a CC payment using Indie debit card on paytm and enquired the mcc code. They said mcc is 6051 which is quasi cash merchant ineligible to earn RP's.
So the same should apply to Exclusive debit card and paytm transactions too.

 

[CardCraftsman.]

Mostly indusind or paytm patched the mcc code.
I made a CC payment using Indie debit card on paytm and enquired the mcc code. They said mcc is 6051 which is quasi cash merchant ineligible to earn RP's.
So the same should apply to Exclusive debit card and paytm transactions too.

Aise mat bolo. Abhi to mera debit card bhi nahi aaya h.

 

[VISHESH_BANSAL]

Mostly indusind or paytm patched the mcc code.
I made a CC payment using Indie debit card on paytm and enquired the mcc code. They said mcc is 6051 which is quasi cash merchant ineligible to earn RP's.
So the same should apply to Exclusive debit card and paytm transactions too.

Indie Customer Care tell MCC ???

Over Call or E-Mail ??

 

[VISHESH_BANSAL]

Mostly indusind or paytm patched the mcc code.
I made a CC payment using Indie debit card on paytm and enquired the mcc code. They said mcc is 6051 which is quasi cash merchant ineligible to earn RP's.
So the same should apply to Exclusive debit card and paytm transactions too.

Paytm Is using same MCC since inception, I think.

Earlier when we are getting Points on Indus Visa, MCC is same

Indus Visa ke RP toh kahi nhi gaye

 

[John Since]

Indie Customer Care tell MCC ???

Over Call or E-Mail ??

yes they told me over the call.
Indie waale call par instantly bol diye.
Indusind exclusive team ne bola humaare pass info nahi hai. Mail karo puche.

 

[John Since]

Paytm Is using same MCC since inception, I think.

Earlier when we are getting Points on Indus Visa, MCC is same

Indus Visa ke RP toh kahi nhi gaye

change nahi hoga toh accha hai
But same should apply to indie debit card too na when done on paytm?
And jo banda 21st ko pay kiya tha cc bill, agar ab tak RP's credit nahi hue matlab mostly it's patched.
Mere toh RP's 4th day credit hote the itne din after payment.

 

[kshitij_0]

change nahi hoga toh accha hai
But same should apply to indie debit card too na when done on paytm?
And jo banda 21st ko pay kiya tha cc bill, agar ab tak RP's credit nahi hue matlab mostly it's patched.
Mere toh RP's 4th day credit hote the itne din after payment.

Is baar mera bhi sabse zyada late hua. But holidays bhi the bahut. Hopefully kal ya parso tak nahi aaya to patched.

 

[John Since]

Is baar mera bhi sabse zyada late hua. But holidays bhi the bahut. Hopefully kal ya parso tak nahi aaya to patched.

Yup lets wait and see.
Mere next bill payments toh 20nov ko hai
Tab tak aap log update kar lena patched hai ki nahi and also ask the customer care about the reason and mcc of the transaction if not got credited.