Best wat to do HDFC Credit card bill payment (cred vs cheq vs other)

[newsed]

Hello,
I just recently got HDFC MoneyBack+ Credit card. I'm new to credit cards, and found out I could also get a cashback when paying credit card bills. I searched the forum, but most answers were outdated or vague. What would be the best way to get cashback while paying the bill for this card? I have an SBI Rupay Debit Card and HDFC Millenia Debit card, if that could be useful.

1) I installed cred, and I got an initial ₹50 cashback, but then it seems to be mostly luck to earn cashback on further payments.
2) I heard Cheq is offering 1% cheq chips back on cc bill payment (1% as in 1% value worth of the amount, ie, if i do ₹100 payment, then ₹1 worth cheq chips or 1 cheq chips?). Os that any good, or better than cred?
3) Any other way? (I tried HDFC Billpay, but HDFC cc os not selectable there)

I don't care about suite of other features, as I am separately tracking all my expenses and don't need any app help for that.

 

[samm255]

HDFC billpay doesn't have option to pay HDFC credit cards. If you have IndusInd DCs then they provide upto 0.93% CB on HDFC cards.

Check this thread.

Best Way to pay Credit Card Bill

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

www.technofino.in

 

[Shoxie]

Please use the search function. There's an excellent thread with all the options covered.

 

[Pack_of_Cards]

Hello,
I just recently got HDFC MoneyBack+ Credit card. I'm new to credit cards, and found out I could also get a cashback when paying credit card bills. I searched the forum, but most answers were outdated or vague. What would be the best way to get cashback while paying the bill for this card? I have an SBI Rupay Debit Card and HDFC Millenia Debit card, if that could be useful.

1) I installed cred, and I got an initial ₹50 cashback, but then it seems to be mostly luck to earn cashback on further payments.
2) I heard Cheq is offering 1% cheq chips back on cc bill payment (1% as in 1% value worth of the amount, ie, if i do ₹100 payment, then ₹1 worth cheq chips or 1 cheq chips?). Os that any good, or better than cred?
3) Any other way? (I tried HDFC Billpay, but HDFC cc os not selectable there)

I don't care about suite of other features, as I am separately tracking all my expenses and don't need any app help for that.

Why would HDFC give you 1% for transferring money from their one account (HDFC savings) to another account (HDFC CC) via bill pay it is applicable only for other bank CC's.

Here is what you can do?
1. Get Indusind select debit card and pay via Paytm or Park+ DC route.
2. Get RBL bank Signature+ debit card and pay CC bill via Paytm route.

As @samm255 told you go through the thread he mentioned for detailed info on above methods.