Best travel credit card for Airmiles? (Not eligible for Magnus)

[MilesMax]

Hey All,
One of my family members wants to get a credit card focused on Travel. Airmiles specifically.
She is not eligible for Magnus as her ITR is < 18L.

Not looking for Airline specific cards like Vistara Infinite. Need more airline partners.

The possible options I have in Mind
1. Axis Atlas
2. Amex MRCC or Gold Charge or Amex Platinum travel

Fixed 25k insurance expense per month + additional 20k expenses on other stuff. (Grocery, shopping, cabs etc)

I selected Axis Atlas because 20k spends would get 200 * 2 = 400 Edge Miles = 800 Partner miles (1:2)
Amex Platinum Travel for Reward multipliers on Flipkart, Ajio etc for Additional MR points. 25k Insurance payment on this card so 1.9L milestone would give 15K MR points.
(Amex MR points would give 3:1 or 2:1 partner miles so not great like Atlas)

Please suggest which card or combination of cards is good to get the maximum benefits for travel.

 

[amit]

Hey All,
One of my family members wants to get a credit card focused on Travel. Airmiles specifically.
She is not eligible for Magnus as her ITR is < 18L.

Not looking for Airline specific cards like Vistara Infinite. Need more airline partners.

The possible options I have in Mind
1. Axis Atlas
2. Amex MRCC or Gold Charge or Amex Platinum travel

Fixed 25k insurance expense per month + additional 20k expenses on other stuff. (Grocery, shopping, cabs etc)

I selected Axis Atlas because 20k spends would get 200 * 2 = 400 Edge Miles = 800 Partner miles (1:2)
Amex Platinum Travel for Reward multipliers on Flipkart, Ajio etc for Additional MR points. 25k Insurance payment on this card so 1.9L milestone would give 15K MR points.
(Amex MR points would give 3:1 or 2:1 partner miles so not great like Atlas)

Please suggest which card or combination of cards is good to get the maximum benefits for travel.

What other cards does she have?

 

[MilesMax]

What other cards does she have?

No other credit cards. These would be the first ones.

 

[MilesMax]

Is DCB still a good card in 2023 for travel?

 

[gabu]

Apply for the ltf card with bank wherever she gets her salary credited.
If she gets 4l+ card limit then she can apply for magnus c2c basis after a month or two.
Other than that your strategy is good.

 

[WhoU]

With these expenses, ask her to get SBI Cashback card. Insurance can be paid via amazon gvs purchased from gyftr or amazon site. And 5% cash is much better than 1-2% reward points which can be used for airmiles.

 

[MilesMax]

Thanks a lot for the responses.
I think it makes sense to take one LTF card as gabu suggested from the existing bank with whom she has a good relationship (ICICI and IDFC) Maybe good chance of getting a high limit.

If by any chance the Limit exceeds 4L+, will apply for Magnus.
I will also ask her to consider the SBI Cashback card.

 

[anirban.choudhury]

go for axis atlas.
Its great card for travel
1 Edge miles = 2 airlines miles

 

[Sharjeelshaikh]

Apply for the ltf card with bank wherever she gets her salary credited.
If she gets 4l+ card limit then she can apply for magnus c2c basis after a month or two.
Other than that your strategy is good.

One year vintage compulsory along with 4 lacs on card for c2c

 

[gabu]

One year vintage compulsory along with 4 lacs on card for c2c

In march aka closing year they would relax many conditions like these.
Considering she is female a lot more easier to relax rules n issue card.

 

[Sharjeelshaikh]

In march aka closing year they would relax many conditions like these.
Considering she is female a lot more easier to relax rules n issue card.

Hahah it's not gender based dude

 

[csawai]

My yearly spend is around 8-10L on credit card. currently I have an SBI card which does not give any sort of miles. Looking for a good card which gives me good miles. Which cards are good ?

 

[Akash777]

My yearly spend is around 8-10L on credit card. currently I have an SBI card which does not give any sort of miles. Looking for a good card which gives me good miles. Which cards are good ?

Now the best card for airmiles is Axis Atlas.

 

[unusedbrain1]

Hey All,
One of my family members wants to get a credit card focused on Travel. Airmiles specifically.
She is not eligible for Magnus as her ITR is < 18L.

Not looking for Airline specific cards like Vistara Infinite. Need more airline partners.

The possible options I have in Mind
1. Axis Atlas
2. Amex MRCC or Gold Charge or Amex Platinum travel

Fixed 25k insurance expense per month + additional 20k expenses on other stuff. (Grocery, shopping, cabs etc)

I selected Axis Atlas because 20k spends would get 200 * 2 = 400 Edge Miles = 800 Partner miles (1:2)
Amex Platinum Travel for Reward multipliers on Flipkart, Ajio etc for Additional MR points. 25k Insurance payment on this card so 1.9L milestone would give 15K MR points.
(Amex MR points would give 3:1 or 2:1 partner miles so not great like Atlas)

Please suggest which card or combination of cards is good to get the maximum benefits for travel.

never tried but If u get axis atlas . get Axis previlaged card . its the highest Edge reward giving non premium card
plus when u apply u get 12k edge point .for just 1.7k fee
you can redeem them for 5k multibrand voucher or just save them to redeem in airlines