Infinia Best strategy for Infinia+BizBlack+Amex Plat Travel

[superstar@123]

disbursed means redeemed or consumed.. u earned 18087 points this cycle and used up 13097

Oh Ok. Got it. Many thanks.

 

[cardoptimizer]

Amex plat travel add on doesnt have seperate milestone benefit. Right?

 

[350modena]

R

Amex plat travel add on doesnt have seperate milestone benefit. Right?

Right. No separate milestone.

 

[JustMak]

Here is my updated strategy based on type of expenses:


View attachment 68358

May be you would have figured it out, but if any month tax liability may not meet 45K, then insurance through smartpay/payzapp would also get 5x RPs through BizBlack.

 

[superstar@123]

May be you would have figured it out, but if any month tax liability may not meet 45K, then insurance through smartpay/payzapp would also get 5x RPs through BizBlack.

This is great, I was not aware. Also, my first statement is yet to be generated.

 

[JustMak]

Anyone explored NPS payment thru BizBlack? Diners card acceptance? Would it get at least regular RPs?

 

[superstar@123]

So I got my Biz Black statement generated (first statement) but 5x reward points on tax payments are not posted. Only 1x points are posted. When I checked with them, they told that it will be done in next statement cycle, however, its a stupidity to do that and I have raised the complaint for the same.
Will get an update by next week.

 

[JustMak]

Those 5X will come under non-redeemable in next couple of days, and would become redeemable only after subsequent statement generation.

Yes, its stupidity; but will have to live with this as only card to give any significant RPs on Tax payment. Personally I don't mind as long as I get what promised. 🙄🙄

 

[pslashb]

Can anyone confirm what happens if I make a income tax payment of 86,250 in a month? Do I only get 7,500 RP or do I get 10,375 RP (calculation as follows)

86,250 / 150 = 575
575 * 5RP = 2,875
575 * 20RP = 11,500 = 7,500 (due to capping)
Total = 2,875 + 7,500 = 10,375

 

[superstar@123]

Guys, I currently have both the Infinia and BizBlack cards, and the same mobile number is registered for both.

From what I understand, each card has a separate limit for purchasing Amazon Pay Vouchers. This means I should be able to purchase ₹10,000 worth of vouchers from each card (₹10,000 + ₹10,000) to maximize the accelerated rewards. However, after purchasing ₹10,000 worth of vouchers, the platform isn't allowing me to make any additional purchases.

Am I missing something here? Would appreciate any insights!

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[Avatar Aang]

Guys, I currently have both the Infinia and BizBlack cards, and the same mobile number is registered for both.

From what I understand, each card has a separate limit for purchasing Amazon Pay Vouchers. This means I should be able to purchase ₹10,000 worth of vouchers from each card (₹10,000 + ₹10,000) to maximize the accelerated rewards. However, after purchasing ₹10,000 worth of vouchers, the platform isn't allowing me to make any additional purchases.

Am I missing something here? Would appreciate any insights!

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Use different mobile number on payzapp/smartbuy

 

[racydex]

Can someone tell me what is the max amount to spend on Income tax per month on BizBlack card to maximize earnings due to the 7500 cap.
Is it 56250? If yes, then that means a tax payment of 55775 + 0.85% fee = 56250
This would translate into 56250x5=1875 RP plus 1875x4=7500 so a total of 9375 RP

9375-475(0.85% fee) = 8900 earned against tax payment 55775. That's a 16% return.


Just wish to know if I am calculating it correctly