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Best mode of payment for booking train tickets through IRCTC
- Thread starter kshitij_0
- Start date
SiddharthR
TF Ace
SBI CB is giving 5% on IRCTC app
Merchant Name: IRCTC E TICKET PUNE IN
PG: Easebuzz (1.195% PG Charges with no capping)
So, one can avoid Agent Charges by not going with Amazon & get 5% cashback too.
However, it's beneficial upto ₹1650 txn (₹20 PG charges) for Non-AC & ₹2300 txn (₹40 PG charges) for AC tickets, and above these values u can use method suggested by @VISHESH_BANSAL i.e. via Amazon Pay Gift Card & Amazon (Flat ₹20 & ₹40 Agent Service Fees for Non-AC & AC tickets respectively).
Merchant Name: IRCTC E TICKET PUNE IN
PG: Easebuzz (1.195% PG Charges with no capping)
So, one can avoid Agent Charges by not going with Amazon & get 5% cashback too.
However, it's beneficial upto ₹1650 txn (₹20 PG charges) for Non-AC & ₹2300 txn (₹40 PG charges) for AC tickets, and above these values u can use method suggested by @VISHESH_BANSAL i.e. via Amazon Pay Gift Card & Amazon (Flat ₹20 & ₹40 Agent Service Fees for Non-AC & AC tickets respectively).
pprakash11
TF Prestige
Use IRCTC website directly to get 5% till 30th April using SBI CB CC.
HDFC / ICICI Payment Gateway.
HDFC / ICICI Payment Gateway.
ANIKET199
TF Buzz
Hey,
I have to book a train ticket through IRCTC. I wanted to know your expert opinions on which credit card is best for getting maximum cash back
I have the following credit cards-
1. hdfc millennia credit card.
2. amazon pay icici bank credit card.
3. flipkart axis bank credit card.
kindly suggest
I have to book a train ticket through IRCTC. I wanted to know your expert opinions on which credit card is best for getting maximum cash back
I have the following credit cards-
1. hdfc millennia credit card.
2. amazon pay icici bank credit card.
3. flipkart axis bank credit card.
kindly suggest
VISHESH_BANSAL
TF Pioneer
Already Explained in Previous Comments.
If you have time then go through it
Book directly via Smartbuy from HDFC millenia cc
Chaitanya-a
TF Prestige
Better to book through HDFC DC on Smartbuy. You get flat 5% Cashback without any charges. Whereas while booking through CC, they charge 1% fee.
VISHESH_BANSAL
TF Pioneer
But for Millenia CC we get 1% as reward points.
And 5% CashBack is also credited at settlement.
Chaitanya-a
TF Prestige
Ye reward points kaha credit hote h?
Chaitanya-a
TF Prestige
Achaa mtlb technically 6% Cashback
VISHESH_BANSAL
TF Pioneer
For Smartbuy Txns via Millennia CC
Net 6% of Txn Amount.
Calculate capping of 6% after including other spends also
ashishsinghi
TF Select
is sbi cb still providing cb to irctc purchase or amazon bal purchase?
Chaitanya-a
TF Prestige
Yeah nowadays AMAZON is using different merchant names for different purposes like AMAZONUTILITIES or so
Same question asked in a different thread, seems like you are in a hurry to runaway from something or someone 😜
Post in thread 'Suggest me best credit card for train ticket booking.' https://www.technofino.in/community...rd-for-train-ticket-booking.11953/post-216081
VISHESH_BANSAL
TF Pioneer
Ishq kiya hai Cashback SBI se toh risk toh lena padega
VISHESH_BANSAL
TF Pioneer
99.99% No.
You can try your luck for 0.01%
ashishsinghi
TF Select
another way is use ace and recharge your ola money then use yatra to book railway ticket and there you can use ola money
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