Best Loan Apps without Cibil Hard Inquiry

[sudhirsiddhi]

Hey Guys

I want to get some money for some work but I don't want to do hard inquiry in Cibil

Please suggest me Apps

 

[coolguy1]

Loans are given based on your CIBIL score.

CIBIL score is checked to ensure that you can pay back the loan.

Every bank/institution that gives you loan wants their money back with interest.

Giving loan without checking CIBIL is like giving a banana to a monkey and hoping he will not eat it and return later.

 

[sudhirsiddhi]

Loans are given based on your CIBIL score.

CIBIL score is checked to ensure that you can pay back the loan.

Every bank/institution that gives you loan wants their money back with interest.

Giving loan without checking CIBIL is like giving a banana to a monkey and hoping he will not eat it and return later.

I'm taking abou hard inquiry not soft inquiry

 

[coolguy1]

I'm taking abou hard inquiry not soft inquiry

Soft enquiry - you/existing lenders/pre-approved offers checking your score without your permission.

Hard enquiry - banks/financial institutes checking your score for new loans/cards with your permission. 🙂

 

[vaibhav111vaibhav111 is verified member.]

I'm taking abou hard inquiry not soft inquiry

hard inquiry and soft inquiry what that? there is only cibil inquiry to check the user cibil score on basis on that thing goes forward.

 

[karanssh]

Hey Guys

I want to get some money for some work but I don't want to do hard inquiry in Cibil

Please suggest me Apps

the only way I can think of is if you have a loan offer against your cc or something but those are pretty expensive interest rates wise

 

[prankster]

There is also an option of loan against mutual funds, read somewhere that it doesn't even require a credit score check.

 

[KLB@96]

Not a loan app but I availed IDFC first money there was no CIBIL hit and I was approved for 2.5lacs

 

[arun4455]

I had preapproved personal loan offer in my icici bank. I just accepted offer and it got disbursed without a cibil hit.

 

[iamdhamo]

Not a loan app but I availed IDFC first money there was no CIBIL hit and I was approved for 2.5lacs

Was roi 12 or 14%

 

[samarjeetsingh]

Guys , please suggest me.. main ek partnership firm me employee hu . And mujhe personal loan lena h .. banks to nhi de rhe h qki co. Unlisted hain... To main kaha se loan le sakta hu..please Suggest

 

[KLB@96]

Was roi 12 or 14%

16 pc reducing monthly

 

[nomad]

Hey Guys

I want to get some money for some work but I don't want to do hard inquiry in Cibil

Please suggest me Apps

Sorry man, but I don't think there any apps now especially after the crackdown on these illegal loan disbursement apps. Also, there is an added issue of privacy where they may start harassing your contacts.

What's the issue with a hard enquiry? Is CIBIL not good?
Ideally any NBFC or bank will check your credit worthiness and disburse loan if the criteria meets.

 

[iamdhamo]

16 pc reducing monthly

Seems to be high