Best Credit card for net salary of 2.9L per month and Annual CTC of 50L+

[ydvsum]

What is the best credit card for me. My net salary is around 2.9L per month and Annual CTC of 50L+. I currently have salary account in HDFC with Regalia Gold card as LTF. I am ok to change my salary account to a different bank if that gives better benefits

 

[shashank08]

What is the best credit card for me. My net salary is around 2.9L per month and Annual CTC of 50L+. I currently have salary account in HDFC with Regalia Gold card as LTF. I am ok to change my salary account to a different bank if that gives better benefits

Now a days ICICI Emeralde Private Metal is the talk of the town..
My monthly is also around 2.8L.. I have gone for this CC..
No shifting of salary account is required..

 

[msankadi]

Bade bade log... Lakho ke Neeche Baat hi nahi karte ji

 

[helloworld]

hsbc premier for you..

Thread 'Guide to Choosing the Right Credit Card - Basic Requirements'

Sep 28, 2024

How to Choose the Right Credit Card for You

Simply looking at your CIBIL score or listing your existing cards won't help determine the most suitable credit card for you. To make an informed choice, you need to consider various factors.

Key Steps to Select a Credit Card:​

1. Identify Your Spending Categories
   Look at your monthly or annual expenses and categorize them. This will help determine which card gives the best rewards for your spending pattern.
   
   Example:
   • Amazon: ₹5,000
   • BigBasket: ₹5,000...

• helloworld
• Replies: 15
• Forum: Suggest me a Credit Card

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[navdeep22]

Mine

Now a days ICICI Emeralde Private Metal is the talk of the town..
My monthly is also around 2.8L.. I have gone for this CC..
No shifting of salary account is required..

My case is also similar, how to approach it?

 

[shashank08]

Mine

My case is also similar, how to approach it?

Go to nearest ICICI branch..
Tell them you want to apply for Emeralde Private Metal CC..
Ideally they should help you in approval and then application..
Let me know how it goes..
Go with last 3 salary slip and salary account 3 months statement..

 

[tachniki]

Credit card is not exactly about how much you earn. It is about how much and where you spend. If you are aware of your spending pattern and if you may add here, you will get better suggestions and advice here

 

[iamthebest]

What is the best credit card for me. My net salary is around 2.9L per month and Annual CTC of 50L+. I currently have salary account in HDFC with Regalia Gold card as LTF. I am ok to change my salary account to a different bank if that gives better benefits

Bro just casually dropped his CTC like it’s his Tinder bio.
Next question: Which credit card gives me best rewards for buying private jets and Michelin star dinners?

 

[an.mah]

Go to nearest ICICI branch..
Tell them you want to apply for Emeralde Private Metal CC..
Ideally they should help you in approval and then application..
Let me know how it goes..
Go with last 3 salary slip and salary account 3 months statement..

Is this possible without having an ICICI account. Can open an account but dont want to shift salary account.

 

[shashank08]

Is this possible without having an ICICI account. Can open an account but dont want to shift salary account.

Do you have existing ICICI card?

I was just asked whether I have icici savings account or not.

No salary account transfer requirement was put forward for credit card application.

So salary account transfer shouldn't be required but it all depends person whom are you dealing with.

If you dont have existing account and a credit card then anyhow icici internet banking login is required to access iShop which can happen with EPM as well but go ahead with account opening if icici person asks for.

 

[Bhokaal]

Are you not checking about Infinia? Since you are already associated with HDFC they may give as an exception