Best Credit Card for Fuel spends of 15-20K per month

[gurubhai]

Please recommend a credit card for fuel spends of 15-20K per month

 

[rp0703]

SBI BPCL Octane Rs. 1500+GST Joining and Annual Fee
7.25% cashback (6.25% cash back + 1% surcharge waiver)

 

[TheMentalist]

SBI BPCL Octane Rs. 1500+GST Joining and Annual Fee
7.25% cashback (6.25% cash back + 1% surcharge waiver)

Spends based fee waiver not applicable??

 

[gurubhai]

SBI BPCL Octane Rs. 1500+GST Joining and Annual Fee
7.25% cashback (6.25% cash back + 1% surcharge waiver)

I checked the card details.
Max Capping of 25x RPs is 2500 per month which means upto 10K fuel per month is rewardable.
1% Fuel Surcharge Waiver is Rs. 100 per month which again means upto 10K fuel per month.
But as most cc gives 1% fuel surcharge waiver, I should keep this out of the comparison😅
.
So basically for 10K fuel I will get ~ Rs. 625 - Rs.18(GST of FS) which is roughly Rs.607 cashback.
For amounts > 10K per month, it seems to be not so beneficial..
Am I getting it right?
So for 15-20K fuel spend range, this is the best available in market? 😅
Other important benefits are 2.5% cb on dining, groceries, movies etc which are also reasonably good. Also 1 lounge access per quarter.

Spends based fee waiver not applicable??

It is written fee reversal on 2L spend.

 

[rp0703]

I checked the card details.
Max Capping of 25x RPs is 2500 per month which means upto 10K fuel per month is rewardable.
1% Fuel Surcharge Waiver is Rs. 100 per month which again means upto 10K fuel per month.
But as most cc gives 1% fuel surcharge waiver, I should keep this out of the comparison😅
.
So basically for 10K fuel I will get ~ Rs. 625 - Rs.18(GST of FS) which is roughly Rs.607 cashback.
For amounts > 10K per month, it seems to be not so beneficial..
Am I getting it right?
So for 15-20K fuel spend range, this is the best available in market? 😅
Other important benefits are 2.5% cb on dining, groceries, movies etc which are also reasonably good. Also 1 lounge access per quarter.

Spends based fee waiver not applicable??

It is written fee reversal on 2L spend.

I haven't checked others but this seems the best in term of cashbacks. Also get two fuel credit cards. Use this upto 10K and another one after 10K.

Also getting reward points from fuel credit cards is kinda pain in the ass.

Using SBI BPCL for over a month but have not recieved reward points for any fuel transaction automatically. Every time have to call to register complaint.

 

[gurubhai]

Also getting reward points from fuel credit cards is kinda pain in the ass.

Using SBI BPCL for over a month but have not recieved reward points for any fuel transaction automatically. Every time have to call to register complaint.

This is sad
It seems Reward point redemption won't be easy either 😅

 

[rp0703]

This is sad
It seems Reward point redemption won't be easy either 😅

Redemption has been good so far. Redeemed only once. There are only handful outlets that have POS machines to redeem the points. So before applying check how many or which outlet will let you redeem the points in your city.

 

[vysakh]

SC ultimate

 

[lhgeek]

SC titanium with SBI bpcl octane. Combine this with icici /idfc fastag in HP pay. Your fuel spends should be sorted

 

[gurubhai]

SC ultimate

Can you pls elaborate a little on features. I don't find any fuel specific benefits.
Do we get default cb on this?

 

[vysakh]

Yes, you get the default reward on everything on that card.