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Best Bank Savings Account for fast pre approved credit card and loan?

Which will be the best bank savings account to open to get faster approval for credit cards and which bank is best for financial services like loans auto loans personal loans etc.

I am a salary person with 40 K salary.
201301 Pin code
Icici and hdfc for different loans such as auto, home. But for personal loans almost all the banks provide easily.
 
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