Millennia Best approach to get a upgrade from Moneyback?

[Xposed]

Hello, as the title suggests, I want to pick your brains on how to get an upgrade from Money back to any other card from HDFC

First of all, I would like to apologise everyone for opting for This cursed product, please cut me some slack considering the fact that it was my first credit card ever and I was over the moon on getting it

It has been using since April 2022. I hold this card and have never been offered any kind of upgrade or limit enhancement on the same.

I would like to invite suggestions on what could be the best approach for getting an upgrade or limit enhancement from this product

Inviting the usual culprits here @Shubham Yadav @AritraSaha @S S V @Quantum @Walter White @4uziaul

 

[NShah]

I am receiving a pre-approved MoneyBack+ offer; how long does HDFC typically take to display the Millennia LTF as a pre-approved offer? Can anyone share their experience?

Min 6 months
Maintain high balance in savings account
Make frequent transactions using DC