Best account with 1L initial funding

[Premium]

I want a saving account preferably Zero MAB account. I can do funding 1-2L initially and will take it out in a week.
Suggestions needed, ICICI or similar first preference.

I read about opening in Rural or semi urban branch for better options, how to go about it? How to know my tehsil branch is semi urban or rural?

 

[Vasuki]

Koi aisa account batao jisme rm bhi mile
Aur services bhi acchi ho

Rm se kaam kya karwaoge.
Ghr ka kaam

 

[_amit_]

Koi aisa account batao jisme rm bhi mile
Aur services bhi acchi ho

 

[its_karan]

Koi aisa account batao jisme rm bhi mile
Aur services bhi acchi ho

Hum karte hain Prabandh






Abey saale

 

[jmethew765]

Try ICICI Family 360 account with initial funding of 1 lakh rupees. It's zero balance account.

 

[_amit_]

Try ICICI Family 360 account with initial funding of 1 lakh rupees. It's zero balance account.

It requires 1L MAB across accounts.


Though debit card seems interesting if i understood guest access the way I want it to be.



Have any used this card or know how this guest limit is defined?

 

[Hemang]

In family hdfc savings account, any one out of the clubbed members should maintain the designated balance, otherwise in due time they would definitely downgrade the account.

 

[_amit_]

In family hdfc savings account, any one out of the clubbed members should maintain the designated balance, otherwise in due time they would definitely downgrade the account.

All family ID based accounts in any bank works this way.

 

[Hemang]

All family ID based accounts in any bank works this way.

I reiterated this point as someone in this thread suggested that you don't need to maintain balance after opening classic or any other account in HDFC.

 

[jmethew765]

It requires 1L MAB across accounts.


Though debit card seems interesting if i understood guest access the way I want it to be.



Have any used this card or know how this guest limit is defined?

As mentioned on the website, a TRV of 1 lakh rupees must be maintained. I was also worried about this. However, I received two confirmations that I don't need to maintain any balance requirement in my account: one from the Branch Manager and another from Customer Care. Furthermore, It may be a family account, but I am the only one in my family with an ICICI account.

 

[_amit_]

As mentioned on the website, a TRV of 1 lakh rupees must be maintained. I was also worried about this. However, I received two confirmations that I don't need to maintain any balance requirement in my account: one from the Branch Manager and another from Customer Care. Furthermore, It may be a family account, but I am the only one in my family with an ICICI account.

Bank manager I can understand, but customer care ensuring that a customer do not have to abide by the requirements is interesting.

Either support does not know, or there is something interesting about this account type.

A bank can enforce its terms anytime and no bank manager or support can help in that.
If you are moving ahead with this, document this in writing from BM or support.

 

[quino]

It requires 1L MAB across accounts.


Though debit card seems interesting if i understood guest access the way I want it to be.



Have any used this card or know how this guest limit is defined?

not interesting tbh.