Battle of Benefits: BOB RuPay Select vs. BOB EMT RuPay Platinum Debit Cards Which one to choose?

[Anindya98]

I guess it can be confirmed by someone having both BOB super and Mahila Shakthi...

Yes, also joint account holders can also confirm this.

 

[Ram1]

My wife is having BOB super savings account. She has a RSDC and EMT Card in that account. Recently she opened a BOB Mahila Shakthi Account. She is not getting the option to apply RSDC or EMT. Tried applying from branch. Even though they said application went through, did not receive the card even after a month.

Is there any clause in BOB that one customer ID can have only one card in a specific variant even across multiple accounts?

Yeah BOB system treating this EMT card as primary per CIF level.

Today went to branch to apply fresh EMT card, as my old card lost and blocked it. Their system saying only one primary card allowed per account.

So this EMT card once gets issued per account CIF level, we cant get it again.

Crazy thing is this EMT card doesn't have any reissue facility (mentioned no reissue fee only for this dc)

Bank guy tried reissue and replacement, he's getting error of "error occured".

So better to close mahila sakthi account and change scheme from super savings to mahila sakti / advantage

@Anindya98 @Abhishek012 @La pasión

 

[TheGuyTheGuy is verified member.]

Crazy thing is this EMT card doesn't have any reissue facility (mentioned no reissue fee only for this dc)

Just conjecturing, after the card expiry some other card shall be issued?

 

[Ram1]

Just conjecturing, after the card expiry some other card shall be issued?

dont worry, EMT also can be reissued. I got mine reissued

 

[TheGuyTheGuy is verified member.]

can anyone please help me by informing the following-

how many characters are showed in BoB Transaction Remarks (Statement) while using UPI?

Example for HDFC Account- 'Transaction Remark' has 18Characters and Is Shown in Stmt (Both PDF and Net).
'Transaction Remark xxxxx' was the remark that I used to see how many characters are visible.



Same in SBI Netbanking is only 5 Characters (Rest Information is lost as not visible to customer)

 

[Light433]

Is emt FYF for mahila sakthi account?

 

[SatyG]

Is it possible to get 2 RSDC/ 2 EMT DCs for joint account holders (Mahila shakti acc)?

 

[Dhudu]

So opened family account online under - Mahila Shakti, after some hurdles and 2-3 VKYC attempts account opened. Applied for EMT first, hoping RSDC will be available later but don`t see any option for it -



These variants are visible, under account I do see savings account and nothing related to Mahila SHakti account, bank employee says its Mahila Shakti account and asked me to wait for a week... Does the BPCL NCMC any useful with benefits? I wanted to get the DC before the quarter ends...

 

[virat#889]

So opened family account online under - Mahila Shakti, after some hurdles and 2-3 VKYC attempts account opened. Applied for EMT first, hoping RSDC will be available later but don`t see any option for it -

View attachment 101391

These variants are visible, under account I do see savings account and nothing related to Mahila SHakti account, bank employee says its Mahila Shakti account and asked me to wait for a week... Does the BPCL NCMC any useful with benefits? I wanted to get the DC before the quarter ends...

U can check ur account type in bob app

 

[Ram1]

So opened family account online under - Mahila Shakti, after some hurdles and 2-3 VKYC attempts account opened. Applied for EMT first, hoping RSDC will be available later but don`t see any option for it -

View attachment 101391

These variants are visible, under account I do see savings account and nothing related to Mahila SHakti account, bank employee says its Mahila Shakti account and asked me to wait for a week... Does the BPCL NCMC any useful with benefits? I wanted to get the DC before the quarter ends...

Joint account can be opened online?

 

[Dhudu]

Joint account can be opened online?

This was for primary account holder only, BoB offers 3 DCs (all different) under one account EMT & RSDC are most sought after....

 

[Ram1]

This was for primary account holder only, BoB offers 3 DCs (all different) under one account EMT & RSDC are most sought after....

U mentioned family account, so i thought joint account

 

[SatyG]

Is it possible to get 2 RSDC/ 2 EMT DCs for joint account holders (Mahila shakti acc)?

Can anyone with joint account confirm the same?

 

[SpaceBar]

Hello. I want to know how you people accessing international lounges using Rupay Platinum DC like BoB EMT. Are they providing priority pass or any QR code?

 

[Anindya98]

Hello. I want to know how you people accessing international lounges using Rupay Platinum DC like BoB EMT. Are they providing priority pass or any QR code?

Use your physical card with an International transaction turned on, and mention that PP is present on the card itself.