Banks which offer LTF cc for high MAB OR FDs

[anonymuos]

So I am new to credit cards. I wish to know on what basis these (or any more) banks offer PRE-APPROVED credit card or CC with minimal documentation/no income check/no home visit etc -- is it purely based on high Savings account balance for these below banks or some also consider high amount of FDs which increase your Total/Net relationship value? (note: not secured/FD-backed CC) Please comment on each bank and on what criteria they offer - Savings account Balance OR FD/TRV/NRV

- HDFC
- SBI Card
- Kotak
- IndusInd
- Yes Bank
- ICICI
- Axis
- IDFC First
- Federal
- RBL
- Any foreign banks - SC, Citi, HSBC

 

[Wealth is my birth right!]

So I am new to credit cards. I wish to know on what basis these (or any more) banks offer PRE-APPROVED credit card or CC with minimal documentation/no income check/no home visit etc -- is it purely based on high Savings account balance for these below banks or some also consider high amount of FDs which increase your Total/Net relationship value? (note: not secured/FD-backed CC) Please comment on each bank and on what criteria they offer - Savings account Balance OR FD/TRV/NRV

- HDFC
- SBI Card
- Kotak
- IndusInd
- Yes Bank
- ICICI
- Axis
- IDFC First
- Federal
- RBL
- Any foreign banks - SC, Citi, HSBC

As per my experience
Scb own an fd for 10lac it will give Pre approval of card with minimum 2lac
SBI don’t have account or deposit for me but got a card with my existing high limit card by sprint

 

[anonymuos]

I had SBI high MAB in savings account and FDs — that's how I believe I got my first ever CC pre-approved SimplyCLICK. But for HDFC, only having SavingsMax account was enough to start getting pre-approved offers, although the credit limit increased after I created FD (so maybe they do look at NRV/TRV too). Other banks I don't know if they consider FD at all. e.g. IDFC despite having FDs is currently pushing only WOW card on me — although that the card is good for me for 0% forex, but sure would be nice to have another unsecured IDFC card for railway lounge access. IDFC manager told me clearly that for Select/Wealth etc premium banking programs, they don't consider FD at all, the amount has to be in your savings account only.